487 Mabel Lake Road
Lumby, BC V0E2G5
$2,399,000
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 3
- Lot size
- 145 acres
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $2,945.91
Interior
- Basement
- Full
- Heating
- Forced air, Electric, See remarks
- Fireplace
- Yes (1)
- Fireplace type
- Gas, Unknown
- Flooring
- Mixed Flooring
Exterior & Lot
- Exterior features
- Brick, Stucco
- View
- Mountain view, Valley view
- Waterfront
- Waterfront on creek
Building
- Roof
- Asphalt shingle, Unknown
Parking
- Total spaces
- 10 — uncovered indicated
- Features
- Covered, Additional Parking
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Partial bathroom | Main level | 4'1'' x 5'10'' |
| Storage | Basement | 2'3'' x 6'7'' |
| Storage | Basement | 11'1'' x 12' |
| Storage | Basement | 9'10'' x 15'5'' |
| Utility room | Basement | 13'1'' x 15' |
| Recreation room | Basement | 22' x 16'11'' |
| Full bathroom | Second level | 16'7'' x 9'5'' |
| Den | Second level | 12'5'' x 12'6'' |
| Bedroom | Second level | 18'1'' x 8'7'' |
| Bedroom | Second level | 10'9'' x 13'6'' |
| Bedroom | Second level | 10'9'' x 13'8'' |
| Full ensuite bathroom | Second level | 10'9'' x 9'5'' |
| Primary Bedroom | Second level | 10'9'' x 16'7'' |
| Bedroom | Main level | 10'8'' x 13'4'' |
| Family room | Main level | 10'8'' x 14' |
| Full bathroom | Main level | 7'2'' x 9'6'' |
| Laundry room | Main level | 10'8'' x 11'7'' |
| Foyer | Main level | 7' x 9'7'' |
| Living room | Main level | 12'4'' x 17'10'' |
| Other | Main level | 12'4'' x 14'2'' |
| Dining room | Main level | 14'5'' x 17'8'' |
| Kitchen | Main level | 23'10'' x 13'8'' |
Listing Information
- MLS®
- 10374926
- Listed
- February 6, 2026
- Time on market
- On the market for 206 days
- Data last synced
- August 28, 2026
Listing provided by: Real Broker B.C. Ltd · Data source: CREA DDF.
Description
Nestled on 145 breathtaking acres just minutes from Lumby, this rare gem offers a blend of tranquility, opportunity, and natural beauty. Spanning 4 separate titles—zoned Agricultural and residential—this property includes 45+ acres of hayland, 70 acres of timber, and two peaceful creeks. A water license for both domestic and irrigation use enhances self-sufficiency, while multiple titles offer exciting development potential. The 4,000 sq ft main home was completely rebuilt in 1986, featuring all new plumbing and wiring, 14” of attic insulation, and energy-efficient paint used on lighthouses—reflecting summer heat and retaining winter warmth. Heated gutters on the north side add to its all-season efficiency. Inside, enjoy 5 spacious bedrooms, 4 bathrooms, a large kitchen, and a flexible layout with a separate space ideal for an elderly family member. A second tenanted home serves as a valuable mortgage helper. With its mix of open hay fields, mature timber, abundant water, and serene privacy, this is more than a property—it’s a lifestyle ready to be embraced. The property is also located in the fire protected zone so insurance stays lower and your fully protected. (id:63159)
Values & Trends
This listing
$712/sqft
Building average
—
No other active listings in this building
Lumby Valley average
$469/sqft
46 active listing(s)
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Vernon
18°C
—
Humidity 66%
Wind ESE 16 km/h
Tonight
11°
Tuesday
27°
Tuesday night
14°
Wednesday
24°
Wednesday night
13°
Thursday
19°
Source: Environment and Climate Change Canada.
Population
2,063
(2021 Census)
+12.5% since 2016
Density: 347.9/km²
Dwellings: 861
Median household income: $77,000
After-tax: $70,500
Immigrant population: 9.2%
Top countries of origin (% of total population)
- United Kingdom2.9% · 60
- United States of America1.2% · 25
- Netherlands0.5% · 10
Source: Statistics Canada, 2021 Census of Population.
Nearby Schools
| School | Type | Distance |
|---|---|---|
| J W Inglis Elementary | Elementary | 3.5 km |
| Charles Bloom Secondary | K-12 | 3.8 km |
| Crossroads Learning Centre | Secondary | 4.0 km |
| Okanagan Waldorf School(Independent) | Elementary | 9.3 km |
| Lavington Elementary | Elementary | 12.7 km |
| B X Elementary | Elementary | 19.8 km |
| Hillview Elementary | Elementary | 21.1 km |
| Coldstream Elementary | Elementary | 21.5 km |
Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.
Nearby Transit
No TransLink stops within an ~10-minute walk.
School district: Vernon (SD22)
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Mortgage & Ownership Cost Calculator
Minimum required: 20.0% ($479,800) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Rates based on Bank of Canada benchmark data.
Financial Summary
Cash Needed at Closing
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.