Property Type: Detached HouseOwnership: Freehold

885 Camelia Road

Kelowna, BC V1X3M9

$799,900

5 bed2 bath6 parking1,920 sqftBuilt 1971
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Property Details

Property & Lot

Sub-type
House
Stories
1
Lot size
0.22 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,858

Interior

Basement
Full
Heating
Forced air
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Fireplace type
Wood, Conventional
Flooring
Carpeted, Linoleum, Vinyl

Exterior & Lot

View
Mountain view, View (panoramic)
Pool
Inground pool, Outdoor pool

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
6 — covered indicated
Features
Attached Garage, See Remarks, Additional Parking

Room Dimensions

RoomLevelDimensions
BedroomBasement10'0'' x 12'7''
Laundry roomBasement7'7'' x 11'1''
Full bathroomBasement7'0'' x 7'9''
BedroomBasement8'2'' x 9'9''
BedroomBasement11'3'' x 14'1''
Family roomBasement12'4'' x 15'5''
Full bathroomMain level7'3'' x 9'8''
BedroomMain level9'9'' x 12'11''
Primary BedroomMain level10'3'' x 12'8''
Dining roomMain level9'8'' x 10'9''
KitchenMain level9'8'' x 11'0''
Living roomMain level13'6'' x 19'10''

Listing Information

MLS®
10394036
Listed
July 9, 2026
Time on market
On the market for 53 days
Data last synced
August 28, 2026

Listing provided by: Century 21 Assurance Realty Ltd · Data source: CREA DDF.

Description

Welcome to this wonderful family home tucked away on a quiet, family-friendly street, just steps from schools, parks, shopping, and everyday amenities. Offering plenty of space to grow and the opportunity to add your own personal touches, this home is ready for its next chapter. The private, south-facing backyard is a summer dream, featuring an 18' x 36' inground pool with a new pump (2025), a custom-built waterslide and a large yard designed for endless summer entertaining. Enjoy evenings on the covered deck with new Duradek, sleek glass railings, while recent updates including fiberglass stairs, a new shed, fence, and gate add to the home's appeal. Inside, the bright kitchen with newer appliances opens to a spacious living and dining area, while the main floor offers two generous bedrooms and a full bath. Downstairs you'll find three additional bedrooms, a full bath, laundry, plus double-layer drywall soundproofing and added insulation for extra comfort. Additional updates include a brand-new hot water tank, waterproof vinyl plank flooring in the laundry and hallway, and a 2019 roof. The oversized 12' x 27' garage features a 220V workshop, automatic overhead door, and rear lift door for backyard access. With ample parking, dedicated RV/boat parking, and an unbeatable location, this is the perfect place to settle in, make it your own, and create lasting family memories. This one is worth taking the time to view! (id:63159)

Values & Trends

This listing

$417/sqft

Building average

No other active listings in this building

Rutland South average

$422/sqft

43 active listing(s)

Parking: 6 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

15°C

Clear

Humidity 76%

Wind NNW 4 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Okanagan Christian School(Independent)K-12282 m
Quigley ElementaryElementary549 m
Belgo Elementary SchoolElementary566 m
South Rutland ElementaryElementary1.3 km
Okanagan Montessori Elementary School(Independent)Elementary1.5 km
Flex Academy(Independent)K-121.7 km
Springvalley ElementaryElementary1.9 km
Springvalley Middle SchoolElementary2.0 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 6.9% ($54,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$639,920.00
Periodic payment — Principal & Interest (monthly)$4,128.55
Additional monthly expenses (strata, tax, utilities, etc.)$417.50
Total monthly cost$4,546.05
Interest paid over 5-yr term$183,402.91
Balance at end of term$575,610.11

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$54,990
Stress test qualifying rate8.09%
Payment you must qualify for$5,728.10

Cash Needed at Closing

Minimum down payment$54,990
Estimated BC PTT$13,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$70,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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