Property Type: Detached HouseOwnership: Freehold

8909 GRAINGER Road

Canal Flats, BC V0B1B0

$529,000

4 bed2 bath8 parking2,130 sqftBuilt 1980
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.15 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$0

Interior

Basement
Full
Heating
Baseboard heaters, Stove, Forced air, Electric, See remarks, Wood
Fireplace
Yes (2)
Fireplace type
Wood, Conventional
Flooring
Laminate, Carpeted, Mixed Flooring

Exterior & Lot

View
Mountain view

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
8 — uncovered indicated
Features
Additional Parking

Room Dimensions

RoomLevelDimensions
BedroomMain level7'10'' x 9'8''
OfficeLower level9'5'' x 11'3''
Laundry roomBasement10'10'' x 10'10''
4pc BathroomMain level
4pc BathroomLower level
Primary BedroomMain level13'1'' x 11'1''
BedroomLower level14'0'' x 10'3''
BedroomMain level9'8'' x 9'
FoyerMain level10'0'' x 4'2''
FoyerLower level12'0'' x 10'0''
Living roomMain level10'8'' x 19'7''
Living roomLower level14'10'' x 10'6''
Dining roomMain level8'0'' x 10'0''
KitchenMain level10'1'' x 14'5''
KitchenLower level8'7'' x 9'3''

Listing Information

MLS®
10397280
Listed
August 13, 2026
Time on market
On the market for 18 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Rockies West · Data source: CREA DDF.

Description

Located in the heart of Canal Flats, is this well-maintained 4-bedroom, 2-bathroom home with a large, two-story shop. The home offers a flexible layout, numerous updates, and great potential. Zoned for both commercial and residential use, the property provides added versatility for a variety of future opportunities, subject to municipal approval. The main floor features a beautifully renovated kitchen with dual wall ovens, cooktop, newer fridge, new dishwasher, and custom cabinetry and pantry storage. Handcrafted pine details and custom built-ins add character throughout the dining and living areas. The lower level includes a second kitchen, living room, bathroom, office, laundry, fourth bedroom, and newer wood stove, offering excellent space for guests, extended family, or a potential mortgage helper. Outside, enjoy a large fenced yard, fenced garden, established fruit trees, mountain views, covered deck, and patio area. The 24' x 28' wood heated shop, built in 2016, is another standout feature, with partially finished space above that could be used as a workspace, gym, storage, or potentially developed further. Numerous updates since 2016 include the roof, windows, appliances, high-efficiency propane furnace, exterior insulation, siding, kitchen, flooring, interior walls, hot water tank, and more. A unique opportunity combining residential comfort, commercial zoning, outdoor space, and a substantial shop in the heart of Canal Flats, with room to make the property your own. (id:63159)

Values & Trends

This listing

$248/sqft

Building average

No other active listings in this building

Canal Flats average

$368/sqft

9 active listing(s)

Parking: 8 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Invermere

Tonight

Tuesday

27°

Tuesday night

13°

Wednesday

22°

Wednesday night

10°

Thursday

18°

Source: Environment and Climate Change Canada.

Population

802

(2021 Census)

+20.1% since 2016

Density: 72.4/km²

Dwellings: 470

Median household income: $71,500

After-tax: $65,000

Immigrant population: 4.7%

Top countries of origin (% of total population)

  • United States of America1.2% · 10
  • United Kingdom1.2% · 10

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

7

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Martin Morigeau ElementaryElementary810 m

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (1)

  • Canal Flats Family Pantry · 8953 Arbuckle Street233 m

Nearby places data: © OpenStreetMap contributors.

School district: Rocky Mountain (SD6)

Mortgage & Ownership Cost Calculator

Minimum required: 5.3% ($27,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$423,200.00
Periodic payment — Principal & Interest (monthly)$2,730.34
Additional monthly expenses (strata, tax, utilities, etc.)$107.00
Total monthly cost$2,837.34
Interest paid over 5-yr term$121,290.34
Balance at end of term$380,669.77

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$27,900
Stress test qualifying rate8.09%
Payment you must qualify for$3,853.28

Cash Needed at Closing

Minimum down payment$27,900
Estimated BC PTT$8,580
Legal / closing costs (typical estimate)$1,500
Total cash needed$37,980

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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