Property Type: Detached HouseOwnership: Freehold

4771 Burns Avenue

Canal Flats, BC V0B1B0

$639,900

4 bed2 bath2 parking2,234 sqftBuilt 1960
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Property Details

Property & Lot

Sub-type
House
Stories
1
Lot size
0.59 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,624.52

Interior

Heating
Stove, Wood
Fireplace
None
Flooring
Ceramic Tile, Vinyl

Exterior & Lot

Exterior features
Vinyl siding
View
Mountain view

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
2 — covered indicated
Features
Detached Garage, Covered, See Remarks, Additional Parking

Room Dimensions

RoomLevelDimensions
4pc BathroomBasement6'8'' x 6'0''
BedroomBasement11'4'' x 9'0''
Living roomBasement21'1'' x 12'11''
BedroomBasement11'11'' x 12'8''
Utility roomBasement8'3'' x 12'9''
Games roomBasement18'0'' x 12'8''
BedroomMain level12'8'' x 10'0''
Primary BedroomMain level9'11'' x 13'4''
4pc BathroomMain level9'11'' x 9'9''
Laundry roomMain level8'2'' x 10'0''
Living roomMain level17'3'' x 13'5''
FoyerMain level5'1'' x 8'7''
Dining roomMain level9'0'' x 11'1''
KitchenMain level12'8'' x 13'5''

Listing Information

MLS®
10381653
Listed
April 9, 2026
Time on market
On the market for 144 days
Data last synced
August 28, 2026

Listing provided by: PG Direct Realty · Data source: CREA DDF.

Description

Visit REALTOR website for additional information. Well-maintained 4-bedroom, 2-bathroom home located in the heart of Canal Flats, just minutes from Columbia Lake, the Kootenay River, and endless year-round recreation. Situated on a generous 0.588-acre lot, this property offers space, functionality, and incredible future potential. The property is approved by the municipality for 2 accessory dwelling units up to 700 sq. ft. each, creating an excellent opportunity for multi-generational living, guest accommodations, or additional rental income. Inside, you'll find 2,234 sq. ft. of living space with a bright, functional layout. The main floor features a spacious kitchen with a movable island, dining area, welcoming living room, full bathroom, laundry, and 2 bedrooms, including the primary bedroom. The fully finished basement adds a large family room, 2 additional bedrooms, a second bathroom, and a cold storage room. Heating includes electric baseboards plus a wood heater for added comfort. Enjoy all the benefits of small-town living with exceptional outdoor recreation right at your doorstep, while also taking advantage of this property's rare development potential. (id:63159)

Values & Trends

This listing

$286/sqft

Building average

No other active listings in this building

Canal Flats average

$363/sqft

9 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Invermere

Tonight

Tuesday

27°

Tuesday night

13°

Wednesday

22°

Wednesday night

10°

Thursday

18°

Source: Environment and Climate Change Canada.

Population

802

(2021 Census)

+20.1% since 2016

Density: 72.4/km²

Dwellings: 470

Median household income: $71,500

After-tax: $65,000

Immigrant population: 4.7%

Top countries of origin (% of total population)

  • United States of America1.2% · 10
  • United Kingdom1.2% · 10

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Martin Morigeau ElementaryElementary811 m

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Rocky Mountain (SD6)

Mortgage & Ownership Cost Calculator

Minimum required: 6.1% ($38,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$511,920.00
Periodic payment — Principal & Interest (monthly)$3,302.73
Additional monthly expenses (strata, tax, utilities, etc.)$414.04
Total monthly cost$3,716.78
Interest paid over 5-yr term$146,717.74
Balance at end of term$460,473.70

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$38,990
Stress test qualifying rate8.09%
Payment you must qualify for$4,620.79

Cash Needed at Closing

Minimum down payment$38,990
Estimated BC PTT$10,798
Legal / closing costs (typical estimate)$1,500
Total cash needed$51,288

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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