Property Type: Detached HouseOwnership: FreeholdRECENTLY LISTED

9 Harbour Key Drive

Osoyoos, BC V0H1V3

$2,100,000

3 bed2 bath1 parking1,667 sqftBuilt 1938
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Property Details

Property & Lot

Sub-type
House
Stories
1
Lot size
0.37 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$9,639.83

Interior

Heating
Forced air
Cooling / A/C
Central air conditioning

Parking

Total spaces
1 — covered indicated
Features
Detached Garage

Room Dimensions

RoomLevelDimensions
Primary BedroomMain level19'0'' x 11'6''
Living roomMain level23'6'' x 14'0''
Laundry roomMain level9'1'' x 9'1''
KitchenMain level10'1'' x 15'5''
Dining roomMain level6'9'' x 15'6''
DenMain level9'0'' x 13'3''
BedroomMain level14'1'' x 12'1''
BedroomMain level13'3'' x 11'6''
3pc Ensuite bathMain level10'0'' x 6'3''
3pc BathroomMain level10'1'' x 7'0''

Listing Information

MLS®
10398695
Listed
August 25, 2026
Time on market
On the market for 6 days
Data last synced
August 28, 2026

Listing provided by: Chamberlain Property Group · Data source: CREA DDF.

Description

DOUBLE WATERFRONT PACKAGE - TWO LEGAL LOTS - 145 FT - SOUTH FACING BEACH. Rare opportunity to acquire TWO SEPARATELY TITLED WATERFRONT LOTS in one package on Canada's warmest lake. This exceptional south-facing property offers 145 FEET OF PRISTINE, UNINTERRUPTED LAKEFRONT with sweeping views across Osoyoos Lake towards Haynes Point and the U.S. border. The combined 0.37-acre holding sits on two legal titles, giving the next owner meaningful flexibility for renovation, expansion, or future redevelopment. While the charming 3-bedroom, 2-bath family home has hosted generations of summers and remains fully functional, the true value here is the land itself - a double waterfront parcel with rare south-facing exposure and excellent future potential under evolving Osoyoos zoning. Located minutes from golf, wineries, restaurants, and everything the South Okanagan lifestyle offers. TWO LOTS. ONE EXCEPTIONAL PACKAGE. ONCE IT'S GONE, IT'S GONE. (id:63159)

Values & Trends

This listing

$1,260/sqft

Building average

No other active listings in this building

Osoyoos average

$557/sqft

130 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

23°C

Humidity 43%

Wind S 7 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

5,556

(2021 Census)

+10% since 2016

Density: 660.6/km²

Dwellings: 3,279

Median household income: $66,000

After-tax: $60,800

Immigrant population: 20%

Top countries of origin (% of total population)

  • United Kingdom3.8% · 210
  • India3.3% · 185
  • United States of America1.9% · 105
  • Portugal1.6% · 90
  • Germany1.1% · 60
  • Philippines1.1% · 60
  • Italy0.5% · 30
  • Netherlands0.4% · 25

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

19

2/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Osoyoos ElementaryElementary1.1 km
Osoyoos SecondarySecondary2.3 km
Senpaq'cin School(Independent)Elementary17.7 km
Tuc-el-Nuit ElementaryElementary18.6 km
Southern Okanagan SecondarySecondary18.7 km
Southern Okanagan AltSecondary18.7 km
Oliver ElementaryElementary18.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Cafes (1)

  • Junction 3 Coffeehouse78 m

Parks (4)

  • Unnamed473 m
  • Unnamed528 m
  • Veterans Park681 m
  • Gyro Park688 m

Nearby places data: © OpenStreetMap contributors.

School district: Okanagan-Similkameen (SD53)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($420,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,680,000.00
Periodic payment — Principal & Interest (monthly)$10,838.79
Additional monthly expenses (strata, tax, utilities, etc.)$886.32
Total monthly cost$11,725.11
Interest paid over 5-yr term$481,492.83
Balance at end of term$1,511,165.43

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$420,000
Stress test qualifying rate8.09%
Payment you must qualify for$12,918.61

Cash Needed at Closing

Minimum down payment$420,000
Estimated BC PTT$41,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$462,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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