45 HARBOUR KEY Drive
Osoyoos, BC V0H1V3
$2,190,000
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 1
- Lot size
- 0.26 acres
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $9,644.05
Interior
- Basement
- Crawl space
- Heating
- Forced air, See remarks
- Cooling / A/C
- Central air conditioning
- Fireplace
- Yes (2)
- Fireplace type
- Gas, Electric, Unknown, Unknown
Exterior & Lot
- Exterior features
- Stucco
- View
- Lake view, Mountain view
- Waterfront
- Waterfront on lake
Building
- Roof
- Asphalt shingle, Unknown
Parking
- Total spaces
- 6 — covered indicated
- Features
- Attached Garage
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Family room | Main level | 17'10'' x 11'0'' |
| Laundry room | Main level | 7'6'' x 8'1'' |
| Utility room | Main level | 5'2'' x 10'9'' |
| Bedroom | Main level | 9'11'' x 10'9'' |
| 5pc Bathroom | Main level | 8'10'' x 6'7'' |
| Bedroom | Main level | 12'4'' x 10'10'' |
| Full ensuite bathroom | Main level | 5'8'' x 12'0'' |
| Primary Bedroom | Main level | 13'7'' x 19'6'' |
| 3pc Bathroom | Main level | 6'1'' x 6'1'' |
| Dining room | Main level | 10'10'' x 12'5'' |
| Kitchen | Main level | 12'11'' x 14'6'' |
| Living room | Main level | 19'1'' x 24'0'' |
Listing Information
- MLS®
- 10379914
- Listed
- April 2, 2026
- Time on market
- On the market for 151 days
- Data last synced
- August 28, 2026
Listing provided by: RE/MAX Realty Solutions · Data source: CREA DDF.
Description
WATERFRONT LIVING AT ITS BEST! This immaculate, custom-built rancher is perfectly situated on a private 0.26-acre lot on beautiful Osoyoos Lake. Offering 2,105 sqft of comfortable single-level living, this home boasts 3 bedrooms, 3 bathrooms, spacious family room/den, and bright interiors capturing stunning lake views from the living room, dining area, kitchen, and master bedroom. Enjoy entertaining or relaxing on the spectacular 23'x16' Whistler-style COVERED PATIO overlooking your gently sloped yard, beach, and private BOAT DOCK. Complete with 2 cozy fireplaces, central heating/air conditioning, inground irrigation system, double garage (23'x23'), and extra parking for up to 8 vehicles—this home truly offers lakeside living at its finest. Enjoy year-round recreation on Osoyoos Lake, Canada's warmest freshwater lake, where summer water temperatures average a comfortable 24C (75F). Located in Osoyoos—Canada's warmest and driest destination—this exceptional property combines unmatched lakeside lifestyle and idyllic climate. Must see!!! (id:63159)
Values & Trends
This listing
$1,040/sqft
Building average
—
No other active listings in this building
Osoyoos average
$559/sqft
130 active listing(s)
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
23°C
—
Humidity 43%
Wind S 7 km/h
Tonight
12°
Tuesday
27°
Tuesday night
15°
Wednesday
24°
Wednesday night
13°
Thursday
19°
Source: Environment and Climate Change Canada.
Population
5,556
(2021 Census)
+10% since 2016
Density: 660.6/km²
Dwellings: 3,279
Median household income: $66,000
After-tax: $60,800
Immigrant population: 20%
Top countries of origin (% of total population)
- United Kingdom3.8% · 210
- India3.3% · 185
- United States of America1.9% · 105
- Portugal1.6% · 90
- Germany1.1% · 60
- Philippines1.1% · 60
- Italy0.5% · 30
- Netherlands0.4% · 25
Source: Statistics Canada, 2021 Census of Population.
Location Accessibility
Our own metric — not an official Walk Score®.
Amenities
11
2/9 categories nearby
Transit
—
Not enough data yet
How this is calculated
Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.
Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.
Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.
Nearby Schools
| School | Type | Distance |
|---|---|---|
| Osoyoos Elementary | Elementary | 1.4 km |
| Osoyoos Secondary | Secondary | 2.5 km |
| Senpaq'cin School(Independent) | Elementary | 17.9 km |
| Tuc-el-Nuit Elementary | Elementary | 18.8 km |
| Southern Okanagan Secondary | Secondary | 18.9 km |
| Southern Okanagan Alt | Secondary | 18.9 km |
| Oliver Elementary | Elementary | 19.0 km |
Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.
Nearby Transit
No TransLink stops within an ~10-minute walk.
Nearby Places
Cafes (1)
- Junction 3 Coffeehouse335 m
Parks (3)
- Unnamed594 m
- Unnamed661 m
- Unnamed706 m
Nearby places data: © OpenStreetMap contributors.
School district: Okanagan-Similkameen (SD53)
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Mortgage & Ownership Cost Calculator
Minimum required: 20.0% ($438,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Rates based on Bank of Canada benchmark data.
Financial Summary
Cash Needed at Closing
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.