Property Type: Land / LotOwnership: Freehold

907 Languedoc Road

Naramata, BC V0H1N1

$800,000

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Property Details

Property & Lot

Sub-type
Other
Lot size
3.07 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$137.01

Interior

Fireplace
None

Exterior & Lot

View
Lake view

Listing Information

MLS®
10394392
Listed
July 10, 2026
Time on market
On the market for 52 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Locations West · Data source: CREA DDF.

Description

3.07 acres of prime fertile land in a peaceful rural setting ready for a new owner to build a lakeview country home. Formerly an organic orchard this land lends itself to a variety of possibilities for crops - vines, tree fruits, ground crops etc. The lake view is framed by the pastoral setting and offers the buyer a choice location for a new home with an easy access to North Naramata Rd. This property is well worth viewing if you are considering building a life on the Naramata Bench. (id:63159)

Location Insights

Weather

Nearest station: Summerland

17°C

Humidity 56%

Wind SW 4 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Naramata ElementaryElementary1.8 km
Trout Creek ElementaryElementary5.2 km
Summerland SecondaryK-126.3 km
Summerland Montessori School(Independent)Elementary6.8 km
Unisus Junior School(Independent)Elementary7.1 km
Unisus Senior School(Independent)Secondary7.1 km
Uplands ElementaryElementary12.4 km
West Bench ElementaryElementary12.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Okanagan-Skaha (SD67)

Mortgage & Ownership Cost Calculator

Minimum required: 6.9% ($55,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$640,000.00
Periodic payment — Principal & Interest (monthly)$4,129.06
Additional monthly expenses (strata, tax, utilities, etc.)$11.42
Total monthly cost$4,140.48
Interest paid over 5-yr term$183,425.84
Balance at end of term$575,682.07

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$55,000
Stress test qualifying rate8.09%
Payment you must qualify for$5,728.79

Cash Needed at Closing

Minimum down payment$55,000
Estimated BC PTT$14,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$70,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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