Property Type: TownhouseOwnership: StrataRECENTLY LISTED

914 Craig Road Unit# 115

Kelowna, BC V1X7Z7

$599,900

4 bed4.5 bath2 parking1,840 sqftBuilt 2005
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Property Details

Property & Lot

Sub-type
Row / Townhouse
Stories
2

Ownership & Fees

Property type
Townhouse
Ownership
Strata
Strata / maintenance fee
$351/mo
Annual property tax
$3,347.19

Maintenance Fee Includes

WaterGarbageManagement

Also included: Ground Maintenance, Insurance, Other, See Remarks, Reserve Fund Contributions

Interior

Basement
Partial
Heating
Forced air, See remarks
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Fireplace type
Gas, Unknown
Flooring
Laminate, Carpeted, Linoleum

Exterior & Lot

Exterior features
Stone, Vinyl siding
View
Mountain view

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
2 — covered indicated
Features
Attached Garage

Restrictions & Policies

Pets
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
Utility roomBasement4'11'' x 13'2''
StorageBasement20' x 11'11''
BedroomBasement11'8'' x 19'3''
Laundry roomBasement10'11'' x 5'9''
Full bathroomBasement6'8'' x 7'4''
BedroomSecond level10'5'' x 9'9''
BedroomSecond level11'4'' x 9'6''
Primary BedroomSecond level12'6'' x 12'
Full bathroomSecond level7'11'' x 7'3''
3pc Ensuite bathSecond level6' x 6'11''
Living roomMain level12'1'' x 11'1''
KitchenMain level9'9'' x 11'1''
Dining roomMain level9'6'' x 8'3''
Partial bathroomMain level4'10'' x 4'11''

Listing Information

MLS®
10398145
Listed
August 25, 2026
Time on market
On the market for 6 days
Data last synced
August 28, 2026

Listing provided by: Coldwell Banker Horizon Realty · Data source: CREA DDF.

Description

Welcome to Capstone Estates! This townhome offers an exceptional living experience situated in a family neighborhood close to schools. With 4 bedrooms and 3.5 baths, this residence exudes brightness and flexibility, featuring an open-concept great room that's perfect for modern living. Spread across three levels, the top floor accommodates three bedrooms and 2 baths, while the main floor showcases a spacious living room and kitchen with stainless steel appliances, a dining room with access to the backyard, convenient powder room, and a single-car garage with additional parking out front. The lower level provides versatility with a full bath, a generous recreation room or bedroom with a wet bar and ample closet space. An additional unfinished space can be used for more storage or a fun children's play area. Situated in a family-friendly neighborhood, this home grants you immediate access to a wealth of amenities, including nearby schools, shopping, sports fields, city transit, and even UBCO. Don't miss out on the perfect blend of convenience and comfort that this townhome offers! (id:63159)

Values & Trends

This listing

$326/sqft

Building average

$364/sqft

1 active listing(s)

Rutland North average

$356/sqft

19 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

15°C

Clear

Humidity 76%

Wind NNW 4 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

7

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Rutland ElementaryElementary249 m
Rutland Senior SecondaryElementary587 m
Rutland Middle SchoolMiddle669 m
South Rutland ElementaryElementary1.5 km
Pearson Road ElementaryElementary1.6 km
Belgo Elementary SchoolElementary2.2 km
Flex Academy(Independent)K-122.2 km
Kelowna Arts Academy(Independent)K-122.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (4)

  • Rutland Recreation Park309 m
  • Wigglesworth Park313 m
  • Sumac Park490 m
  • Briarwood Park763 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 5.8% ($34,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$479,920.00
Periodic payment — Principal & Interest (monthly)$3,096.28
Additional monthly expenses (strata, tax, utilities, etc.)$721.62
Total monthly cost$3,817.90
Interest paid over 5-yr term$137,546.45
Balance at end of term$431,689.59

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$34,990
Stress test qualifying rate8.09%
Payment you must qualify for$4,343.96

Cash Needed at Closing

Minimum down payment$34,990
Estimated BC PTT$9,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$46,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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