Property Type: Detached HouseOwnership: Freehold

9209 Moffat Avenue

Wilmer, BC V0A1K5

$499,000

2 bed2.5 bath1,572 sqftBuilt 1971
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Property Details

Property & Lot

Sub-type
House
Stories
1
Lot size
0.23 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$1,725.5

Interior

Basement
Full
Heating
Baseboard heaters, See remarks
Fireplace
Yes (2)
Fireplace type
Insert
Flooring
Mixed Flooring

Exterior & Lot

Exterior features
Wood

Room Dimensions

RoomLevelDimensions
StorageBasement9' x 9'1''
Partial bathroomBasement
BedroomBasement11'11'' x 12'7''
Recreation roomBasement13'5'' x 24'2''
Full bathroomMain level
Primary BedroomMain level9'10'' x 11'1''
Living roomMain level13'11'' x 25'2''
Dining roomMain level11' x 13'7''
KitchenMain level8'2'' x 10'11''

Listing Information

MLS®
10366233
Listed
October 20, 2025
Time on market
On the market for 315 days
Data last synced
August 28, 2026

Listing provided by: MaxWell Rockies Realty · Data source: CREA DDF.

Description

Charming home on 3 lots located in the quaint and friendly hamlet of Wilmer, a short drive to amenities in Invermere. Its proximity to two lakes east of town makes it sought after by outdoor enthusiasts who enjoy biking, fishing, kayaking and other sporting activities. An exceptional location on a dead-end street with greatly reduced traffic and very few neighbours. Find calm and relaxation on its covered wrap-around deck overlooking a forested ravine on the north side. In the warmer months, you can hear the soothing sound of a creek below. The main floor has a U-shaped kitchen, dining room, bedroom, full bathroom, and living room. The finished walkout basement has a rec room, bedroom, half bathroom with laundry facilities, and a storage/cold room. There are two unique river rock fireplaces, one on each floor, and the basement fireplace comes with an insert, which significantly decreases your heating costs. There is also rear alley access to a workshop for storing your toys or for using as a space for woodworking and other hobbies. The possibilities are endless. (id:63159)

Values & Trends

This listing

$317/sqft

Building average

No other active listings in this building

Invermere Rural average

$536/sqft

10 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Invermere

Tonight

Tuesday

27°

Tuesday night

13°

Wednesday

22°

Wednesday night

10°

Thursday

18°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Open Doors Alternate EducationSecondary3.8 km
J Alfred Laird ElementaryElementary4.2 km
David Thompson SecondarySecondary4.4 km
Eileen Madson Primary SchoolElementary5.0 km
Windermere ElementaryElementary9.7 km
Edgewater ElementaryElementary18.2 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Rocky Mountain (SD6)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($24,950) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$399,200.00
Periodic payment — Principal & Interest (monthly)$2,575.50
Additional monthly expenses (strata, tax, utilities, etc.)$222.79
Total monthly cost$2,798.29
Interest paid over 5-yr term$114,411.87
Balance at end of term$359,081.69

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$24,950
Stress test qualifying rate8.09%
Payment you must qualify for$3,645.28

Cash Needed at Closing

Minimum down payment$24,950
Estimated BC PTT$7,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$34,430

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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