Property Type: Condo / ApartmentOwnership: Strata

921 Spillway Street Unit# 109B

Oliver, BC V0H1T0

$395,000

2 bed2 bath1 parking1,164 sqftBuilt 2008
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Property Details

Property & Lot

Sub-type
Apartment
Stories
1

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$387/mo
Annual property tax
$2,028.25

Maintenance Fee Includes

WaterManagement

Also included: Ground Maintenance, Insurance, Other, See Remarks, Recreation Facilities

Interior

Heating
Forced air, Electric
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Fireplace type
Electric, Unknown

Exterior & Lot

Exterior features
Stucco

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
1 — uncovered indicated
Features
Underground

Restrictions & Policies

Pets
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
OtherMain level5'1'' x 9'5''
3pc Ensuite bathMain level5'6'' x 9'5''
Primary BedroomMain level12'10'' x 13'3''
Laundry roomMain level7'0'' x 8'1''
3pc BathroomMain level7'0'' x 9'10''
BedroomMain level11'5'' x 18'10''
Living roomMain level12'10'' x 16'10''
KitchenMain level18'7'' x 14'8''

Listing Information

MLS®
10379866
Listed
April 10, 2026
Time on market
On the market for 143 days
Data last synced
August 28, 2026

Listing provided by: Vantage West Realty Inc. · Data source: CREA DDF.

Description

Convenient, comfortable, and perfectly located, this ground-floor 2-bedroom, 2-bathroom home offers easy living in the heart of Oliver. Situated right beside the hospital, it’s an ideal option for first-time buyers, retirees, or anyone seeking step-free access and added convenience. With 1,160 square feet, the layout is spacious and functional, featuring a large deck that extends your living space outdoors—perfect for relaxing or entertaining. The building itself is well-maintained and offers a welcoming environment for residents of all ages. Enjoy a range of amenities including a fitness room, library, woodworking shop, and games room, providing plenty of options to stay active and connected. Secure underground parking and pet-friendly policies add to the overall appeal. With golf courses, amenities, and everyday essentials nearby, this is a home that combines accessibility, lifestyle, and location in one smart package. (id:63159)

Values & Trends

This listing

$339/sqft

Building average

No other active listings in this building

Oliver average

$304/sqft

10 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Osoyoos

23°C

Humidity 43%

Wind S 7 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

5,094

(2021 Census)

+3.4% since 2016

Density: 927.9/km²

Dwellings: 2,445

Median household income: $68,500

After-tax: $62,400

Immigrant population: 18.9%

Top countries of origin (% of total population)

  • India5.4% · 275
  • United Kingdom2.4% · 120
  • United States of America1.3% · 65
  • Portugal1.2% · 60
  • Germany1.1% · 55
  • El Salvador0.9% · 45
  • Philippines0.8% · 40
  • Netherlands0.6% · 30

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

19

3/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Tuc-el-Nuit ElementaryElementary959 m
Senpaq'cin School(Independent)Elementary1.1 km
Southern Okanagan SecondarySecondary1.2 km
Southern Okanagan AltSecondary1.2 km
Oliver ElementaryElementary1.2 km
Cawston Primary SchoolElementary16.2 km
Osoyoos ElementaryElementary17.9 km
Okanagan Falls ElementaryElementary18.0 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (2)

  • Oliver Eats · 6060 Station Street699 m
  • Pappa's Firehall Bistro · 6077 Main Street786 m

Parks (4)

  • Oliver Community Park · 6359 Park Drive304 m
  • Kiwanis Park525 m
  • Kinsmen Spray Park · 225 Park Drive583 m
  • Triangle Park770 m

Banks & ATMs (1)

  • Cascadia Credit Union · 1006 McKinney Road347 m

Nearby places data: © OpenStreetMap contributors.

School district: Okanagan-Similkameen (SD53)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($19,750) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$316,000.00
Periodic payment — Principal & Interest (monthly)$2,038.72
Additional monthly expenses (strata, tax, utilities, etc.)$614.47
Total monthly cost$2,653.20
Interest paid over 5-yr term$90,566.51
Balance at end of term$284,243.02

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$19,750
Stress test qualifying rate8.09%
Payment you must qualify for$2,885.54

Cash Needed at Closing

Minimum down payment$19,750
Estimated BC PTT$5,900
Legal / closing costs (typical estimate)$1,500
Total cash needed$27,150

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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