Property Type: Detached HouseOwnership: Freehold

925 Craig Rd

Ladysmith, BC V9G2C4

$899,900

3 bed2 bath4 parking1,661 sqftBuilt 2021
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Property Details

Property & Lot

Sub-type
House
Lot size
5,000 square feet
Zoning
Residential

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,763.41

Interior

Heating
Forced air, Natural gas, Other
Cooling / A/C
None
Fireplace
Yes (1)
Appliances
Range - Gas, Dishwasher, Range, Dryer, Microwave, Oven - Built-In

Exterior & Lot

View
Mountain view, Ocean view

Building

Parcel ID (PID)
031-224-423

Parking

Total spaces
4

Room Dimensions

RoomLevelDimensions
BathroomMain level4-Piece
BedroomMain level9'0 x 9'0
BedroomMain level9'0 x 12'0
EnsuiteMain level3-Piece
Primary BedroomMain level12'0 x 14'0
Dining roomMain level9'0 x 10'0
KitchenMain level10'0 x 17'0
Living roomMain level15'0 x 17'0

Listing Information

MLS®
1041804
Listed
June 29, 2026
Time on market
On the market for 63 days
Data last synced
August 30, 2026

Listing provided by: Royal LePage Nanaimo Realty LD · Data source: CREA DDF.

Description

OPEN HOUSE SAT. AUG 15th 1-3 PM. Spacious 1600 sqft. Executive rancher with partial ocean and mountain range views. 2021 Construction with no GST and 5 years remaining on New Home Warranty. Spacious open floor layout with 11 ft. high ceilings throughout with tall south facing windows flooded with tons of natural light. Expansive Great Room is warmed by a gas fireplace and natural gas forced air for those fall evenings. Designer kitchen with upgraded Fisher/Paykel Ref. Dishwasher, Braun Pro Gas Range, quartz counters and large island perfect for entertaining. Principle bedroom features large south facing windows, beautiful ensuite with large walk in shower, heated floors and walk in closet area. Ample sized Guest bedroom is off Great Room and has access to main bathroom with tiled surfaces, quartz counters and deep soaker tub. The third bedroom is forward near entry and could be additional bedroom or office. Low maintenance yard with 2 Zone irrigation system. Fenced on 3 sides with Pro Grade Raised Vegetable planters and overlooking green space including a dog park. (id:63159)

Values & Trends

This listing

$542/sqft

Building average

No other active listings in this building

Ladysmith average

$548/sqft

69 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Nanaimo

Partly Cloudy

15°C

Partly Cloudy

Humidity 85%

Wind N 2 km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

8,990

(2021 Census)

+5.3% since 2016

Density: 746.7/km²

Dwellings: 4,079

Median household income: $81,000

After-tax: $72,500

Immigrant population: 12.7%

Top countries of origin (% of total population)

  • United Kingdom4.9% · 440
  • United States of America1.3% · 120
  • Germany0.7% · 65
  • Netherlands0.5% · 45
  • Poland0.3% · 25
  • South Africa, Republic of0.3% · 25
  • India0.3% · 25
  • Mexico0.2% · 20

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

11

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Ladysmith PrimaryElementary3.4 km
Stz'uminus Senior Secondary(Independent)Secondary3.5 km
Ladysmith SecondarySecondary3.7 km
Ladysmith IntermediateElementary3.8 km
Chemainus Elementary Community SchoolElementary6.0 km
Chemainus SecondaryK-126.6 km
Thetis Island ElementaryElementary8.9 km
North Oyster ElementaryElementary9.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (3)

  • Rutti Park29 m
  • Unnamed321 m
  • Harbourview Park · 533 Louise Road642 m

Nearby places data: © OpenStreetMap contributors.

School district: Nanaimo-Ladysmith (SD68)

Mortgage & Ownership Cost Calculator

Minimum required: 7.2% ($64,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$719,920.00
Periodic payment — Principal & Interest (monthly)$4,644.68
Additional monthly expenses (strata, tax, utilities, etc.)$479.95
Total monthly cost$5,124.63
Interest paid over 5-yr term$206,331.14
Balance at end of term$647,570.37

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$64,990
Stress test qualifying rate8.09%
Payment you must qualify for$6,420.17

Cash Needed at Closing

Minimum down payment$64,990
Estimated BC PTT$15,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$82,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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