931 FINLAY STREET
White Rock, BC V4B4K5
$998,000
Amenities
Also listed: Laundry - In Suite
Property Details
Property & Lot
- Sub-type
- House
- Lot size
- 5,185 square feet
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $5,762.98 (2024)
Interior
- Basement
- None, Unknown
- Heating
- Forced air, Natural gas
- Fireplace
- Yes (1)
Exterior & Lot
- View
- Mountain view, Ocean view
Parking
- Total spaces
- 5 — uncovered indicated
- Features
- Open
Listing Information
- MLS®
- R3021732
- Listed
- July 2, 2025
- Time on market
- On the market for 425 days
- Tax assessment year
- 2024
- Data last synced
- August 28, 2026
Listing provided by: Homelife Benchmark Titus Realty · Data source: CREA DDF.
Description
**BUILDERS AND INVESTORS ALERT** Two Quaint Cottage Style Homes are located on a Huge 5,185 sqft VIEW LOT in the Desirable East Beach Area of White Rock. Features of this Unique Property: Quiet Corner Lot, Cul-De-Sac, Lane Access, Plenty of Parking, backing onto Lower Finlay Park w Gorgeous Ocean & Mount Baker Views! Steps away is the Vibrant Seaside of White Rock Beach where you will stroll the Promenade, Kayak, Paddle Board or Explore the Tidal Pools. There are an array of Shops and Restaurants, and Quick access to HWY 99 for Commuters. There are 2 Charming Homes situated on this lot, one has 2 Bedrms+Den+1 Bath while the other is 1 Bedrm+1 Bath. Build Your Dream Home and capture Incredible Ocean, Valley, Island, Sunset & Mount Baker Views or enjoy the aspects of an awesome Investment. (id:63159)
Values & Trends
This listing
$746/sqft
Building average
—
No other active listings in this building
White Rock average
$786/sqft
147 active listing(s)
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Detached (House) Market Stats — White Rock
Monthly figures from the Fraser Valley Real Estate Board for White Rock detached (house)listings — not specific to this property.
MLS® HPI Benchmark Price
$1,578,300
Jul 2026
Average Sale Price
$1,713,071
Jul 2026
Monthly Sales
7
Jul 2026
Active Listings
151
Jul 2026
Sales-to-Active Ratio
5.0%
Jul 2026
Median Days to Contract
11 days
Jul 2026
MLS® HPI Benchmark Price
Source: Fraser Valley Real Estate Board (FVREB).
Location Insights
Weather
17°C
—
Humidity 80%
Wind SW calm km/h
Tonight
14°
Tuesday
21°
Tuesday night
16°
Wednesday
19°
Wednesday night
14°
Thursday
17°
Source: Environment and Climate Change Canada.
Population
21,939
(2021 Census)
+10% since 2016
Density: 4,243.5/km²
Dwellings: 11,541
Median household income: $73,000
After-tax: $65,000
Immigrant population: 29%
Top countries of origin (% of total population)
- United Kingdom4.6% · 1,020
- China4.4% · 965
- India3% · 650
- United States of America1.8% · 395
- Philippines1.5% · 330
- Germany1% · 220
- Taiwan0.6% · 135
- South Africa, Republic of0.5% · 110
Source: Statistics Canada, 2021 Census of Population.
Location Accessibility
Our own metric — not an official Walk Score®.
Amenities
26
3/9 categories nearby
Transit
33
5 stop(s) within 800m
How this is calculated
Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.
Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.
Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.
Nearby Schools
| School | Type | Distance |
|---|---|---|
| St John Paul II Academy(Independent) | Secondary | 820 m |
| Peace Arch Elementary | Elementary | 931 m |
| White Rock Elementary | Elementary | 937 m |
| Earl Marriott Secondary | Elementary | 1.4 km |
| South Meridian Elementary | Elementary | 1.5 km |
| Newbridge Academy(Independent) | Elementary | 2.2 km |
| H T Thrift Elementary | Elementary | 2.3 km |
| Jessie Lee Elementary | Elementary | 2.3 km |
Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.
Nearby Transit
| Stop | Type | Distance |
|---|---|---|
| Westbound Columbia Ave @ Maple St | — | 93 m |
| Eastbound Columbia Ave @ Maple St | — | 100 m |
| Westbound Columbia Ave @ 15500 Block | — | 196 m |
| Westbound Marine Dr @ Maple St | — | 284 m |
| Eastbound Marine Dr @ Finlay St | — | 290 m |
Nearby Places
Restaurants (5+)
- Montgomery's Cottage Lunch · 15539 Marine Drive239 m
- Bandra Cafe · 15519 Marine Drive247 m
- Zapoteca Mexican Grill & Seafood · 15495 Marine Drive270 m
- Coney Island Fish and Chips · 15487 Marine Drive276 m
- La Baia Ristorante Italiano · 15791 Marine Drive470 m
Cafes (3)
- Leieve Tea · 15581 Marine Drive256 m
- Finlay's East Beach Café · 15611 Marine Drive269 m
- Verandah Cafe by the Beach487 m
Parks (5+)
- Unnamed50 m
- Unnamed187 m
- Unnamed205 m
- Balsam Street Greenbelt214 m
- Unnamed214 m
Nearby places data: © OpenStreetMap contributors.
School district: Surrey (SD36)
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Mortgage & Ownership Cost Calculator
Minimum required: 7.5% ($74,800) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Rates based on Bank of Canada benchmark data.
Financial Summary
Cash Needed at Closing
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.