Property Type: DuplexOwnership: Strata

941 Inskip St

Esquimalt, BC V9A4J6

$799,900

5 bed2 bath1 parking1,712 sqftBuilt 1973
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Property Details

Property & Lot

Sub-type
Duplex
Lot size
3,000 square feet
Zoning
Residential

Ownership & Fees

Property type
Duplex
Ownership
Strata
Strata / maintenance fee
$0/mo
Annual property tax
$4,476.31

Interior

Heating
Baseboard heaters, Electric
Cooling / A/C
None
Fireplace
Yes (1)

Parking

Total spaces
1 — uncovered indicated
Features
Stall

Restrictions & Policies

Pets
Allowed with restrictions

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
BathroomSecond level4-Piece
KitchenSecond level8' x 11'
BedroomSecond level8' x 12'
BedroomSecond level8' x 14'
BedroomMain level9' x 14'
BedroomMain level5' x 7'
Laundry roomMain level
BathroomMain level3-Piece
Primary BedroomSecond level12' x 16'
KitchenMain level10' x 13'
Dining roomMain level9' x 10'
Living roomMain level14' x 14'
EntranceMain level4' x 4'

Listing Information

MLS®
1042548
Listed
July 7, 2026
Time on market
On the market for 55 days
Data last synced
August 28, 2026

Listing provided by: eXp Realty · Data source: CREA DDF.

Description

Welcome to this incredibly functional half duplex ideally located just a short distance from Gorge golf course and & waterway. This unit has been extensively renovated & currently operating as a rental property bringing in almost 5k a month! The spacious lower level has been configured to a 1 bedroom suite, with its own designated entryway, laundry room, large kitchen and inviting living room. The upper level of the duplex features 4 more bedrooms as well as its own kitchen, laundry & full bathroom. Each suite is completely self contained however it is easily available to be converted back to a single family home. Each side of the duplex has its own parking stall & storage shed with ample parking on the street and driveway available. The lower level also has room to build a deck off the bedroom and a lovely front yard that gets lots of morning sun. Don't miss your opportunity to own a great revenue property or home for yourself at an accessible price for a great neighbourhood! Live in the main suite & have the top floor pay your mortgage or have space for inlaws, children or guests! (id:63159)

Values & Trends

This listing

$467/sqft

Building average

No other active listings in this building

Kinsmen Park average

$604/sqft

1 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

15°C

Humidity 82%

Wind N 2 km/h

Tonight

12°

Tuesday

19°

Tuesday night

13°

Wednesday

15°

Wednesday night

11°

Thursday

15°

Source: Environment and Climate Change Canada.

Population

17,653

(2021 Census)

Density: 2,418.2/km²

Dwellings: 9,036

Median household income: $76,000

After-tax: $67,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom3% · 525
  • Philippines1.5% · 270
  • United States of America1.2% · 215
  • India0.8% · 145
  • China0.7% · 115
  • Germany0.5% · 85
  • Viet Nam0.3% · 60
  • France0.3% · 50

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

26

5/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Esquimalt High SchoolSecondary431 m
BeausoleilElementary1.1 km
Victor-BrodeurK-121.1 km
Rockheights Middle SchoolElementary1.1 km
Victoria West ElementaryElementary1.2 km
Tillicum Community SchoolElementary1.3 km
Selkirk Montessori School(Independent)Elementary/Middle1.6 km
Ecole Macaulay ElementaryElementary1.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (4)

  • Thai Green Elephant · 809 Craigflower Road572 m
  • Marhaba Restaurant · 90 Gorge Road West682 m
  • Il Greco: Pizzeria & Kebab · 300 Gorge Road West692 m
  • Villages Pizza · 2929 Tillicum Road766 m

Grocery (1)

  • Fairway Market Gorge Centre · 272 Gorge Road West757 m

Parks (5+)

  • Unnamed157 m
  • Unnamed206 m
  • Lampson Park247 m
  • Transfer Street Lineal Park278 m
  • McNaughton Water Access351 m

Pharmacies (1)

  • Unnamed · 2947 Tillicum Road795 m

Banks & ATMs (1)

  • CIBC · 2925 Tillicum Road730 m

Nearby places data: © OpenStreetMap contributors.

School district: Victoria (SD61)

Mortgage & Ownership Cost Calculator

Minimum required: 6.9% ($54,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$639,920.00
Periodic payment — Principal & Interest (monthly)$4,128.55
Additional monthly expenses (strata, tax, utilities, etc.)$459.03
Total monthly cost$4,587.57
Interest paid over 5-yr term$183,402.91
Balance at end of term$575,610.11

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$54,990
Stress test qualifying rate8.09%
Payment you must qualify for$5,728.10

Cash Needed at Closing

Minimum down payment$54,990
Estimated BC PTT$13,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$70,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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