Property Type: Detached HouseOwnership: Freehold

948 Latoria Rd

Langford, BC V9C3A8

$949,990

3 bed2 bath4 parking2,217 sqftBuilt 1946
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Property Details

Property & Lot

Sub-type
House
Style
Character
Lot size
16,117 square feet
Zoning
Agricultural

AG-1

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,579.19

Interior

Heating
Baseboard heaters, Electric, Wood
Cooling / A/C
None
Fireplace
Yes (1)

Exterior & Lot

Lot features
Rectangular

Building

Parcel ID (PID)
005-629-021

Parking

Total spaces
4

Room Dimensions

RoomLevelDimensions
EnsuiteMain level5-Piece
Primary BedroomMain level15'3 x 23'10
BathroomMain level4-Piece
BedroomMain level9'1 x 11'11
BedroomMain level9'2 x 14'11
Laundry roomMain level8'1 x 9'3
KitchenMain level11'4 x 17'4
Living roomMain level17'4
Dining roomMain level8'6 x 12'1
PorchMain level7'8 x 11'9
Unfinished RoomLower level16'2

Listing Information

MLS®
1042573
Listed
July 8, 2026
Time on market
On the market for 54 days
Data last synced
August 31, 2026

Listing provided by: RE/MAX Camosun · Data source: CREA DDF.

Description

Exceptionally priced below assessed value. This updated 3-bedroom, 2-bathroom home sits on a 0.37-acre lot, offering future development potential (Not ALR). An extra-long garage and generous basement storage provide flexibility for a range of uses. Large picture windows in the bright living room overlook the front garden, while the updated kitchen connects easily to the main living space. Two bedrooms and a full 4-piece bath are located at the rear of the home, with the primary bedroom and spa-like ensuite bath are set to the left, with views over both front and back gardens. The setting offers a thoughtful balance of rural living and everyday convenience—room to garden, grow, or simply unwind, all within easy reach of schools, amenities, and Westshore services. Zoning allows for home-based business (such as daycare), accessory buildings, and opportunities for small-scale or intensive agricultural use—supporting both immediate lifestyle and longer-term flexibility. (id:63159)

Values & Trends

This listing

$429/sqft

Building average

No other active listings in this building

Happy Valley average

$480/sqft

14 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Esquimalt

15°C

Humidity 82%

Wind N 2 km/h

Tonight

12°

Tuesday

19°

Tuesday night

13°

Wednesday

15°

Wednesday night

11°

Thursday

15°

Source: Environment and Climate Change Canada.

Population

46,584

(2021 Census)

+31.8% since 2016

Density: 1,124.4/km²

Dwellings: 19,968

Median household income: $93,000

After-tax: $82,000

Immigrant population: 15.8%

Top countries of origin (% of total population)

  • United Kingdom2.5% · 1,165
  • Philippines2.2% · 1,005
  • India1.4% · 655
  • United States of America1.1% · 520
  • China0.8% · 380
  • Korea, South0.5% · 230
  • Viet Nam0.4% · 170
  • Germany0.4% · 165

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

7

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Happy Valley ElementaryElementary1.4 km
Lighthouse Christian Academy(Independent)K-122.5 km
Wishart ElementaryElementary2.8 km
Royal Bay SecondaryElementary2.9 km
Westmont Montessori School(Independent)K-122.9 km
Belmont SecondaryElementary3.0 km
Dunsmuir Middle SchoolMiddle3.4 km
Sangster ElementaryElementary3.4 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (5+)

  • Unnamed206 m
  • McCormick Park261 m
  • Unnamed319 m
  • Unnamed340 m
  • Unnamed577 m

Nearby places data: © OpenStreetMap contributors.

School district: Sooke (SD62)

Mortgage & Ownership Cost Calculator

Minimum required: 7.4% ($69,999) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$759,992.00
Periodic payment — Principal & Interest (monthly)$4,903.21
Additional monthly expenses (strata, tax, utilities, etc.)$492.60
Total monthly cost$5,395.81
Interest paid over 5-yr term$217,815.89
Balance at end of term$683,615.26

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$69,999
Stress test qualifying rate8.09%
Payment you must qualify for$6,766.82

Cash Needed at Closing

Minimum down payment$69,999
Estimated BC PTT$17,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$88,499

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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