Property Type: Detached HouseOwnership: Freehold

95 UNDERHILL Crescent

Kitchener, BC N2A2S7

$650,000

5 bed3 bath8 parking2,035 sqftBuilt 1973
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Property Details

Property & Lot

Sub-type
House
Style
Bungalow
Stories
1
Frontage
50 feet

RES-2

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$5,230

Interior

Basement
Finished, Full
Heating
Forced air, Natural gas
Cooling / A/C
Central air conditioning
Fireplace
None

Exterior & Lot

Exterior features
Concrete, Brick
Lot features
Paved driveway
Fencing
Fence

Building

Foundation
Poured Concrete
Water source
Municipal water
Sewer
Municipal sewage system

Parking

Total spaces
8 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
StorageBasement14'10'' x 13'11''
Utility roomBasement7'0'' x 6'0''
Recreation roomBasement13'9'' x 19'2''
BedroomBasement11'4'' x 119'9''
BedroomBasement11'10'' x 8'5''
BreakfastMain level9'9'' x 11'11''
Primary BedroomMain level14'7'' x 11'2''
BedroomMain level11'2'' x 9'1''
BedroomMain level14'11'' x 8'1''
Dining roomMain level7'8'' x 11'6''
Living roomMain level12'1'' x 11'6''
KitchenMain level9'7'' x 11'11''
4pc BathroomBasement
4pc BathroomBasement
3pc BathroomMain level

Listing Information

MLS®
40861098
Listed
September 8, 2026
Time on market
On the market for 7 days
Data last synced
September 15, 2026

Listing provided by: Re/Max Icon Realty · Data source: CREA DDF.

Description

A RARE VACANT OPPORTUNITY! Welcome to 95 Underhill Crescent, a versatile residential home located in a quiet and established Kitchener neighbourhood. Offering comfortable living space for a family plus the added benefit of a legal accessory apartment, this property provides flexibility for today and the future. Use the additional unit for extended family, adult children, guests, or as an opportunity to generate extra rental income and help offset your mortgage. With the entire property vacant, you can move in and make it your own right away. Enjoy a convenient location close to parks, schools, shopping, restaurants, transit, and major roadways. Whether you're a first-time buyer, growing family, or simply looking for a home with additional income potential, 95 Underhill Crescent offers options that are hard to find. Book your showing today! (id:63159)

Values & Trends

This listing

$319/sqft

Building average

No other active listings in this building

228 - Chicopee/Freeport average

$382/sqft

7 active listing(s)

Parking: 8 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Kitchener-Waterloo

Cloudy

16°C

Cloudy

Humidity 80%

Wind SE 13 km/h

Today

23°

Tonight

17°

Wednesday

26°

Wednesday night

12°

Thursday

24°

Thursday night

11°

Source: Environment and Climate Change Canada.

Nearby Schools

No schools found within a reasonable distance of this property.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Mortgage & Ownership Cost Calculator

Minimum required: 6.2% ($40,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$520,000.00
Periodic payment — Principal & Interest (monthly)$3,354.86
Additional monthly expenses (strata, tax, utilities, etc.)$537.83
Total monthly cost$3,892.70
Interest paid over 5-yr term$149,033.49
Balance at end of term$467,741.68

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$40,000
Stress test qualifying rate8.09%
Payment you must qualify for$4,690.69

Cash Needed at Closing

Minimum down payment$40,000
Estimated BC PTT$11,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$52,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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