Property Type: Detached HouseOwnership: Freehold

970 Keyes Court

Rutland, BC V1X7C8

$799,000

3 bed2 bath3 parking2,202 sqftBuilt 1990
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Property Details

Property & Lot

Sub-type
House
Stories
1
Lot size
0.23 acres
Frontage
109 feet

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,347

Interior

Basement
Partial
Heating
Forced air, See remarks
Cooling / A/C
Central air conditioning
Fireplace
None
Flooring
Carpeted, Linoleum

Exterior & Lot

Exterior features
Vinyl siding
View
Mountain view

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
3 — covered indicated
Features
Attached Garage, Heated Garage, Additional Parking

Room Dimensions

RoomLevelDimensions
Recreation roomBasement19'11'' x 20'8''
OtherMain level5'10'' x 7'10''
Primary BedroomMain level13'2'' x 16'7''
Living roomMain level23' x 24'10''
Laundry roomMain level13'8'' x 8'1''
KitchenMain level13'7'' x 17'3''
OtherMain level15'6'' x 26'10''
OtherMain level21' x 20'4''
Dining roomMain level10'1'' x 17'6''
BedroomMain level10'1'' x 12'11''
BedroomMain level9'11'' x 12'11''
Full ensuite bathroomMain level
Full bathroomMain level

Listing Information

MLS®
10398499
Listed
August 21, 2026
Time on market
On the market for 10 days
Data last synced
August 28, 2026

Listing provided by: Oakwyn Realty Okanagan · Data source: CREA DDF.

Description

This well-maintained home features a rare three-car garage plus additional paved parking—perfect for vehicles, recreational toys, and guests. The spacious kitchen and dining area provide an ideal setting for entertaining family and friends. The main floor offers three comfortable bedrooms, including a primary suite with an ensuite bathroom, and an additional shower conveniently located in the laundry room. The lower level boasts a generous recreation room, perfect for relaxation or family activities. Situated in a quiet, desirable neighborhood, this home combines comfort, convenience, and ample space both inside and out. Recent Updates: New furnace (2016) New hot water tank (2020) New central vacuum and eavestroughs installed within the last two years Poly-B plumbing replaced two years ago. Call bells installed in every room and hallway, including the basement. (id:63159)

Values & Trends

This listing

$363/sqft

Building average

No other active listings in this building

Rutland North average

$516/sqft

84 active listing(s)

Parking: 3 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Kelowna

Clear

14°C

Clear

Humidity 79%

Wind N 4 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

11

2/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Rutland Middle SchoolMiddle355 m
Rutland Senior SecondaryElementary444 m
Rutland ElementaryElementary676 m
Pearson Road ElementaryElementary1.1 km
South Rutland ElementaryElementary1.5 km
Flex Academy(Independent)K-121.8 km
Kelowna Arts Academy(Independent)K-122.1 km
Belgo Elementary SchoolElementary2.1 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (1)

  • Jaide & Joel's Baking Company · 555 Montgomery Road638 m

Parks (5+)

  • Sumac Park270 m
  • Rutland Recreation Park449 m
  • Wigglesworth Park542 m
  • Harris Park681 m
  • Briarwood Park754 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 6.9% ($54,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$639,200.00
Periodic payment — Principal & Interest (monthly)$4,123.90
Additional monthly expenses (strata, tax, utilities, etc.)$472.25
Total monthly cost$4,596.15
Interest paid over 5-yr term$183,196.56
Balance at end of term$574,962.47

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$54,900
Stress test qualifying rate8.09%
Payment you must qualify for$5,721.87

Cash Needed at Closing

Minimum down payment$54,900
Estimated BC PTT$13,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$70,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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