Property Type: Detached HouseOwnership: FreeholdNEW LISTING

9725 Cameron Road

Vernon, BC V1H1K9

$1,200,000

3 bed4.5 bath4 parking2,666 sqftBuilt 1998
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.27 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$6,047

Interior

Basement
Full
Heating
Forced air, See remarks
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Fireplace type
Gas, Unknown
Flooring
Hardwood, Carpeted, Ceramic Tile

Exterior & Lot

Exterior features
Vinyl siding
View
Lake view, Mountain view

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
4 — covered indicated
Features
Attached Garage

Restrictions & Policies

Pets
Allowed
Rentals
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
OtherMain level19'10'' x 19'9''
Utility roomBasement4'6'' x 3'5''
Utility roomBasement6'5'' x 14'4''
StorageBasement11'4'' x 10'1''
3pc BathroomBasement4'5'' x 8'
Family roomBasement19'10'' x 18'9''
PlayroomBasement21'1'' x 13'5''
4pc BathroomSecond level7'10'' x 5'11''
BedroomSecond level10'11'' x 17'1''
BedroomSecond level12'4'' x 10'9''
5pc Ensuite bathSecond level11'3'' x 16'2''
Primary BedroomSecond level14'2'' x 14'7''
2pc BathroomMain level4'6'' x 5'
FoyerMain level9' x 6'7''
Laundry roomMain level6'6'' x 13'10''
DenMain level12'11'' x 10'11''
KitchenMain level13'9'' x 13'6''
Dining roomMain level11'10'' x 11'3''
Living roomMain level18'3'' x 13'11''

Listing Information

MLS®
10399041
Listed
August 28, 2026
Time on market
On the market for 3 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX Priscilla · Data source: CREA DDF.

Description

Lakeshore living at a fraction of the cost! This inviting 3-bedroom, 3.5 bath two story home offers a rare opportunity to enjoy the Okanagan Lake lifestyle without the typical lakefront price tag. Set on a private, treed lot, with stone lined walkways, and your own fruit trees, the property offers a cool, shady retreat on hot summer days. Step inside to a spacious foyer and a bright, welcoming living room filled with natural light from the oversized windows. A cozy fireplace sets the perfect scene for relaxing on cool fall evenings. The bright U-shaped kitchen and separate dining nook feature plenty of windows and lovely lake views, while the covered balcony provides the ideal spot for morning coffee or family dinners overlooking the water. A private den offers a quiet space for working from home or watching the game. Upstairs are three generously sized bedrooms, including a king sized primary suite with his and hers walk in closets as well, a luxurious 5 piece ensuite with double vanity, shower and soaker tub. The walkout basement provides excellent flex space for recreation, guests and storage, with potential for a suite. The exceptional bonus; owners of Cameron Road properties, enjoy exclusive access to a sandy beach with 200 feet of Okanagan Lake frontage, plus a mooring buoy in the protected bay just offshore. Whether you're looking for a fulltime residence or a summer cottage, opportunities like this are few and far between! (id:63159)

Values & Trends

This listing

$450/sqft

Building average

No other active listings in this building

Okanagan Landing average

$772/sqft

34 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

18°C

Humidity 66%

Wind ESE 16 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

44,519

(2021 Census)

+11% since 2016

Density: 461.7/km²

Dwellings: 21,287

Median household income: $73,500

After-tax: $66,500

Immigrant population: 12.4%

Top countries of origin (% of total population)

  • United Kingdom2.3% · 1,030
  • Germany1.2% · 550
  • United States of America1% · 450
  • India0.8% · 355
  • Philippines0.7% · 315
  • Netherlands0.6% · 270
  • Poland0.3% · 150
  • South Africa, Republic of0.3% · 125

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

11

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Okanagan Landing ElementaryElementary8.3 km
Oyama Traditional SchoolElementary10.1 km
Ellison ElementaryElementary10.8 km
Clarence Fulton SecondaryElementary11.0 km
Mission Hill ElementaryElementary12.8 km
Kidston ElementaryElementary13.0 km
Kalamalka SecondaryElementary13.5 km
St James(Independent)Elementary14.2 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (2)

  • Decliffe Road Beach111 m
  • Hurlburt Park · 9657 Eastside Road628 m

Nearby places data: © OpenStreetMap contributors.

School district: Vernon (SD22)

Mortgage & Ownership Cost Calculator

Minimum required: 7.9% ($95,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$960,000.00
Periodic payment — Principal & Interest (monthly)$6,193.59
Additional monthly expenses (strata, tax, utilities, etc.)$636.92
Total monthly cost$6,830.51
Interest paid over 5-yr term$275,138.76
Balance at end of term$863,523.10

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$95,000
Stress test qualifying rate8.09%
Payment you must qualify for$8,497.06

Cash Needed at Closing

Minimum down payment$95,000
Estimated BC PTT$22,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$118,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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