Property Type: Condo / ApartmentOwnership: Strata

975 Victoria Street W Street Unit# 104

Kamloops, BC V2C0C2

$299,900

1 bed1 bath2 parking749 sqftBuilt 2013
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Property Details

Property & Lot

Sub-type
Apartment
Stories
1

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$336/mo
Annual property tax
$2,405.57

Interior

Heating
Forced air
Cooling / A/C
Central air conditioning
Fireplace
None

Parking

Total spaces
2 — uncovered indicated
Features
Stall

Room Dimensions

RoomLevelDimensions
Full bathroomMain level
Dining roomMain level7' x 12'
DenMain level6' x 7'
Primary BedroomMain level11' x 11'
Living roomMain level12' x 12'
KitchenMain level9' x 10'

Listing Information

MLS®
10394503
Listed
July 13, 2026
Time on market
On the market for 49 days
Data last synced
August 28, 2026

Listing provided by: Brendan Shaw Real Estate Ltd. · Data source: CREA DDF.

Description

Welcome to this beautifully maintained 1-bedroom + den apartment in the heart of South Kamloops! Perfectly located just 5 minutes from Thompson Rivers University, Royal Inland Hospital, Downtown, Riverside Park, shopping, restaurants, and transit, this home offers unbeatable convenience for any lifestyle. Perched in the sought-after Mission Hill neighbourhood, this bright and functional unit features an open-concept layout, quality finishes, in-suite laundry, and a versatile den that’s perfect for a home office or extra storage. Step outside and enjoy the rare bonus of two parking stalls located directly in front of the unit, making everyday living easy and convenient. This home also includes a secure storage locker and is part of a very well-maintained, safe, and professionally managed complex, giving you peace of mind whether you’re living here or adding it to your investment portfolio. Whether you’re a first-time home buyer, investor, student, healthcare professional, or someone looking to downsize, this property checks all the boxes. Rentals and pets (with strata approval) provide added flexibility, while the central location keeps you close to everything Kamloops has to offer. Move-in ready, low maintenance, and situated in one of the city’s most desirable locations, 104-975 Victoria Street W is an opportunity you won’t want to miss! (id:63159)

Values & Trends

This listing

$400/sqft

Building average

No other active listings in this building

South Kamloops average

$518/sqft

34 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Mostly Cloudy

22°C

Mostly Cloudy

Humidity 48%

Wind ESE 20 km/h

Tonight

13°

Tuesday

28°

Tuesday night

16°

Wednesday

25°

Wednesday night

15°

Thursday

23°

Source: Environment and Climate Change Canada.

Population

97,902

(2021 Census)

+8.4% since 2016

Density: 328.6/km²

Dwellings: 41,619

Median household income: $88,000

After-tax: $78,000

Immigrant population: 9.9%

Top countries of origin (% of total population)

  • United Kingdom1.5% · 1,425
  • India1.3% · 1,240
  • United States of America0.8% · 790
  • Philippines0.8% · 750
  • Germany0.6% · 555
  • Italy0.5% · 535
  • China0.3% · 320
  • South Africa, Republic of0.3% · 250

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

4

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Beattie ElementaryElementary1.3 km
Our Lady of Perpetual Help(Independent)Elementary1.7 km
Arthur Hatton ElementaryElementary1.9 km
Kamloops Christian School(Independent)Elementary1.9 km
Sa-Hali SecondaryElementary2.1 km
St. Ann's Academy(Independent)K-122.1 km
Norkam Secondary SchoolSecondary2.3 km
First Baptist Classical Academy of Kamloops(Independent)K-122.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (2)

  • Allan Powers Park · 330 Centre Avenue683 m
  • Campus Commons787 m

Nearby places data: © OpenStreetMap contributors.

School district: Kamloops-Thompson (SD73)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($14,995) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$239,920.00
Periodic payment — Principal & Interest (monthly)$1,547.88
Additional monthly expenses (strata, tax, utilities, etc.)$573.42
Total monthly cost$2,121.31
Interest paid over 5-yr term$68,761.76
Balance at end of term$215,808.82

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$14,995
Stress test qualifying rate8.09%
Payment you must qualify for$2,190.82

Cash Needed at Closing

Minimum down payment$14,995
Estimated BC PTT$3,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$20,493

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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