Property Type: Detached HouseOwnership: Freehold

98 Ranchland Place

Coldstream, BC V1B4C9

$2,149,000

7 bed5.5 bath8 parking4,263 sqftBuilt 2015
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
5 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$7,795.53

Interior

Heating
Forced air
Cooling / A/C
Central air conditioning
Fireplace
Yes (2)
Fireplace type
Gas, Unknown
Flooring
Tile, Carpeted, Vinyl

Exterior & Lot

View
Lake view, Mountain view, Valley view, View of water, View (panoramic)

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
8 — covered indicated
Features
Attached Garage, Detached Garage, RV, Additional Parking

Room Dimensions

RoomLevelDimensions
Partial bathroomAdditional Accommodation6'4'' x 4'8''
OfficeLower level9'9'' x 9'
BedroomAdditional Accommodation11'10'' x 11'
Laundry roomLower level12'9'' x 7'
Full bathroomAdditional Accommodation8'3'' x 5'10''
Primary BedroomAdditional Accommodation13'9'' x 13'3''
KitchenAdditional Accommodation13'5'' x 9'3''
Dining roomAdditional Accommodation13' x 12'
Living roomAdditional Accommodation19'9'' x 14'
FoyerLower level7' x 5'6''
5pc Ensuite bathMain level14'10'' x 8'10''
Primary BedroomMain level14' x 13'
Full bathroomMain level8'10'' x 8'3''
BedroomMain level12'7'' x 11'7''
BedroomMain level10'10'' x 9'8''
Laundry roomMain level14'2'' x 7'
PantryMain level7' x 4'
KitchenMain level16'6'' x 10'9''
Dining roomMain level15' x 11'6''
Living roomMain level20'6'' x 17'
FoyerMain level13'6'' x 7'11''
Exercise roomLower level25'9'' x 8'6''
MediaLower level26'6'' x 12'9''
Full bathroomLower level13'6'' x 5'
BedroomLower level11'5'' x 9'6''
Primary BedroomMain level12' x 11'3''

Listing Information

MLS®
10378714
Listed
March 10, 2026
Time on market
On the market for 174 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX Vernon · Data source: CREA DDF.

Description

Stunning Coldstream Estate with Panoramic Views & Prime Location Situated on 5 pristine acres, this remarkable estate offers sweeping views of Kalamalka Lake and Park. Step inside to a bright, open-concept layout where the family room, dining area, and kitchen flow effortlessly—ideal for everyday living and entertaining. The living room is a showstopper, with floor-to-ceiling windows that frame the lake and park, flooding the space with natural light. The chef’s kitchen boasts a large island, quartz countertops, newer appliances, and a stylish backsplash. The primary bedroom is a luxurious retreat with stunning views, a spacious walk-in closet, and a spa-like 5-piece ensuite. Enjoy movie nights in the theatre room or stay fit in your private home gym. Outdoor living includes covered patios on both levels, a hot tub, fire pit, and space to entertain or unwind. The level-entry 2+1 bedroom legal suite offers separate living with its own furnace, hot water tank, AC, and utility meters—ideal for extended family or rental income. A 24’ x 32’ shop with 14-foot ceilings adds function and flexibility, and the freshly seal-coated driveway enhances both curb appeal and durability. Just minutes from Kalamalka Park, with scenic trails and forested paths for hiking and running. The Grey Canal Trail borders the property, offering direct access to nature. With stunning surroundings and modern comforts, this isn’t just a home—it’s a lifestyle. (id:63159)

Values & Trends

This listing

$504/sqft

Building average

No other active listings in this building

Mun of Coldstream average

$492/sqft

38 active listing(s)

Parking: 8 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Vernon

18°C

Humidity 66%

Wind ESE 16 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

11,171

(2021 Census)

+4.9% since 2016

Density: 167.8/km²

Dwellings: 4,341

Median household income: $110,000

After-tax: $97,000

Immigrant population: 11.4%

Top countries of origin (% of total population)

  • United Kingdom2.4% · 265
  • Germany1.3% · 150
  • United States of America0.8% · 90
  • India0.7% · 75
  • South Africa, Republic of0.5% · 60
  • Poland0.4% · 50
  • Netherlands0.4% · 40
  • China0.3% · 35

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Coldstream ElementaryElementary3.2 km
Hillview ElementaryElementary3.5 km
Alternative Learning ProgramSecondary4.0 km
Kalamalka SecondaryElementary4.2 km
Vernon SecondaryElementary4.5 km
Kidston ElementaryElementary4.8 km
Silver Star ElementaryElementary5.0 km
St James(Independent)Elementary5.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Vernon (SD22)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($429,800) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,719,200.00
Periodic payment — Principal & Interest (monthly)$11,091.70
Additional monthly expenses (strata, tax, utilities, etc.)$862.63
Total monthly cost$11,954.32
Interest paid over 5-yr term$492,727.66
Balance at end of term$1,546,425.96

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$429,800
Stress test qualifying rate8.09%
Payment you must qualify for$13,220.05

Cash Needed at Closing

Minimum down payment$429,800
Estimated BC PTT$42,470
Legal / closing costs (typical estimate)$1,500
Total cash needed$473,770

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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