Property Type: OtherOwnership: Freehold

9827 Gillard Avenue

Summerland, BC V0H1Z8

$2,275,000

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Property Details

Property & Lot

Sub-type
Other
Lot size
14.46 acres

Ownership & Fees

Property type
Other
Ownership
Freehold
Annual property tax
$607.25

Interior

Fireplace
None

Exterior & Lot

View
Mountain view, Valley view, View (panoramic)

Building

Water source
Irrigation District
Sewer
No sewage system
Utilities
Water, Electricity
Parcel ID (PID)
012-633-941

Listing Information

MLS®
10396592
Listed
August 4, 2026
Time on market
On the market for 27 days
Data last synced
September 1, 2026

Listing provided by: Stonehaus Realty Corp. · Data source: CREA DDF.

Description

Opportunity to acquire two adjoining orchards offered together, totalling 14.46 acres in the heart of Summerland's renowned fruit-growing region. Sloped top to bottom this productive orchard combines established agricultural income with exceptional lifestyle appeal and the opportunity to build a home with beautiful valley and mountain views. The current orchard is planted to approximately 8.9 acres of apples, including 5.5 acres of Gala, 0.9 acre of RubyMac, 0.5 acre of Granny Smith, and 2 acres of Macintosh. Juicy peach plantings include approximately 1 acre of mixed Oh Henry and Glo Haven peaches. Cherry production consists of approximately 2 acres of Tieton, 1.75 acres of Lapin, and 0.5 acre of Staccato cherries. An additional 0.5-acre block is currently unplanted, with Glo Haven & Oh Henry peach trees already ordered and available to be included in the sale. The offering consists of 9827 Gillard Avenue (1.40 acres) and 14112 Loomer Road (13.06 acres), creating a well-established orchard operation with diverse fruit varieties and long-term farming potential. Fertile soils, a desirable microclimate, and an excellent location in one of the Okanagan's premier agricultural regions make this an outstanding opportunity for established growers, investors, or those looking to build their dream home while operating a thriving orchard. Info package is available upon request. Easy to show on short notice. (id:63159)

Values & Trends

This listing

Building average

No other active listings in this building

Summerland Rural average

$1,346/sqft

10 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

17°C

Humidity 56%

Wind SW 4 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

12,042

(2021 Census)

+3.7% since 2016

Density: 162.6/km²

Dwellings: 5,426

Median household income: $82,000

After-tax: $74,000

Immigrant population: 12.2%

Top countries of origin (% of total population)

  • United Kingdom3.3% · 395
  • Germany1% · 125
  • India0.9% · 110
  • United States of America0.8% · 95
  • Netherlands0.7% · 85
  • Poland0.4% · 50
  • Hungary0.3% · 40
  • Philippines0.3% · 40

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Summerland Montessori School(Independent)Elementary2.0 km
Unisus Junior School(Independent)Elementary2.5 km
Unisus Senior School(Independent)Secondary2.5 km
Summerland SecondaryK-122.6 km
Trout Creek ElementaryElementary6.4 km
Naramata ElementaryElementary8.4 km
West Bench ElementaryElementary11.2 km
Queens Park ElementaryElementary12.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Okanagan-Skaha (SD67)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($455,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,820,000.00
Periodic payment — Principal & Interest (monthly)$11,742.02
Additional monthly expenses (strata, tax, utilities, etc.)$50.60
Total monthly cost$11,792.63
Interest paid over 5-yr term$521,617.23
Balance at end of term$1,637,095.89

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$455,000
Stress test qualifying rate8.09%
Payment you must qualify for$13,995.16

Cash Needed at Closing

Minimum down payment$455,000
Estimated BC PTT$46,250
Legal / closing costs (typical estimate)$1,500
Total cash needed$502,750

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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