Property Type: Detached HouseOwnership: Freehold

2920 Pine St

Chemainus, BC V0R1K1

$899,000

4 bed3 bath3 parking2,260 sqftBuilt 2003
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Property Details

Property & Lot

Sub-type
House
Zoning
Residential

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$5,917.64

Interior

Heating
Heat Pump, Forced air, Electric
Cooling / A/C
Air Conditioned
Fireplace
Yes (1)

Parking

Total spaces
3

Room Dimensions

RoomLevelDimensions
OtherAdditional Accommodation12'7 x 12'10
DenSecond level9'2 x 12'0
Primary BedroomSecond level14'2 x 12'0
BathroomSecond level4-Piece
BedroomSecond level10'1 x 10'10
BathroomAdditional AccommodationX
BedroomAdditional Accommodation9'1 x 11'5
Primary BedroomAdditional Accommodation11'11 x 15'1
OtherAdditional Accommodation5'6 x 4'1
Living roomAdditional Accommodation10'10 x 15'4
Dining roomAdditional Accommodation8'4 x 11'1
KitchenAdditional Accommodation11'0 x 11'6
BathroomMain level2-Piece
KitchenMain level14'0 x 16'5
Dining roomMain level11'8 x 13'9
Living roomMain level16'8 x 11'7
Dining nookMain level6'3 x 8'4
EntranceMain level9'3 x 11'0

Listing Information

MLS®
1045159
Listed
August 14, 2026
Time on market
On the market for 17 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX Generation (CH) · Data source: CREA DDF.

Description

Just a block from the sea in the heart of Old Town Chemainus, this charming 4 bedroom 3 bath home with den offers an exceptional blend of character, income potential and coastal living. The main home features a bright open-concept living, dining and kitchen area with lots of windows to make for a bright space . An attached, legal 2-bedroom suite with separate access and parking off Cedar street provides excellent flexibility for family, guests or rental income. Hardi-Plank siding with cedar details adds lasting appeal and low-maintenance durability. Preliminary approval is in place for an additional 1 bedroom suite in the basement ( buyer to confirm) an exciting opportunity for more future income. Outside, the whimsical fenced gardens are a true delight, filled with mature fruit trees, colour and character. With the ocean, nearby shops and the unique charm of Old Town just steps away, this is a truly special Chemainus property. (id:63159)

Values & Trends

This listing

$398/sqft

Building average

No other active listings in this building

Chemainus average

$540/sqft

29 active listing(s)

Parking: 3 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Duncan

14°C

Humidity 86%

Wind NNW calm km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

41

6/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Chemainus SecondaryK-12403 m
Chemainus Elementary Community SchoolElementary1.0 km
Stz'uminus Senior Secondary(Independent)Secondary8.2 km
Thetis Island ElementaryElementary8.6 km
Crofton Elementary Community SchoolElementary9.2 km
Ladysmith PrimaryElementary10.3 km
Ladysmith SecondarySecondary10.6 km
Ladysmith IntermediateElementary10.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Sushi Kuni · 2869 Oak Street240 m
  • Pho Triple 7 · 9779 Willow Street444 m
  • Bonnie Martin Restaurant · 2877 Mill Street526 m
  • Sawmill TapHouse & Grill554 m
  • Little Town Pizza · 9734 Chemainus Road624 m

Cafes (4)

  • The Book Nook · 2859 Oak Street265 m
  • Jollity Farm Shop & Cafe · 2859 Oak Street270 m
  • Willow Street Cafe · 9749 Willow Street567 m
  • Owl's Nest567 m

Grocery (2)

  • Country Grocer471 m
  • Country Grocer472 m

Parks (5+)

  • Kinsmen Beach Park265 m
  • Chemainus Skate Park · 2988 Elliott Street356 m
  • Waterwheel Park · 9799 Waterwheel Crescent396 m
  • Askew Creek Park408 m
  • Chemainus Ball Fields · 9740 Elm Street547 m

Pharmacies (2)

  • Rexall · 9762 Willow Street512 m
  • Pharmasave550 m

Banks & ATMs (4)

  • Coastal Community Credit Union · 9781 Willow Street430 m
  • Unnamed470 m
  • IslandSavings511 m
  • CIBC · 9760 Willow Street516 m

Nearby places data: © OpenStreetMap contributors.

School district: Cowichan (SD79)

Mortgage & Ownership Cost Calculator

Minimum required: 7.2% ($64,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$719,200.00
Periodic payment — Principal & Interest (monthly)$4,640.03
Additional monthly expenses (strata, tax, utilities, etc.)$606.14
Total monthly cost$5,246.17
Interest paid over 5-yr term$206,124.79
Balance at end of term$646,922.73

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$64,900
Stress test qualifying rate8.09%
Payment you must qualify for$6,413.94

Cash Needed at Closing

Minimum down payment$64,900
Estimated BC PTT$15,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$82,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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