Property Type: Condo / ApartmentOwnership: Strata

9854 Stin-Qua Rd

Honeymoon Bay, BC V0R1Y0

$695,000

3 bed1 bath4 parking910 sqftBuilt 2015
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Property Details

Property & Lot

Sub-type
House
Lot size
0.55 acres
Zoning
Residential

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$122/mo
Annual property tax
$4,438.69

Interior

Heating
Heat Pump, Baseboard heaters, Electric, Wood
Cooling / A/C
Air Conditioned
Fireplace
Yes (1)

Exterior & Lot

View
Lake view, Mountain view

Parking

Total spaces
4

Restrictions & Policies

Pets
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
LoftMain level
BedroomMain level
BedroomMain level
Primary BedroomMain level
BathroomMain level4-Piece
KitchenMain level
Dining roomMain level
Living roomMain level
EntranceMain level

Listing Information

MLS®
1041330
Listed
June 24, 2026
Time on market
On the market for 68 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX Camosun · Data source: CREA DDF.

Description

Welcome to Stin-Qua, a private, gated 16 lot community in Honeymoon Bay on Lake Cowichan. Built in 2015, this contemporary 2-3 bedroom light-filled rancher has an open-concept plan with a kitchen, dining area and a living room that open to a massive 45’ sun-filled deck looking into Lake Cowichan. Notable features include 14’ vaulted ceilings, crawlspace storage, a/c, quartz counters and a cozy woodstove that can heat the entire home. Hobby enthusiasts will appreciate the 34’ x 26’ detached garage with extra high ceilings and a loft. Set on a private, half acre low-maintenance lot surrounded by green space, a treehouse, an outdoor shower, and a fire pit, its ideal as a getaway from the city or a home to grow your roots. No BC Vacancy and Speculation tax here! Located steps to the lake, minutes to Honeymoon Bay and March Meadows Golf Course, 15 minutes to the town of Lake Cowichan, and an easy commute to Victoria or Nanaimo. (id:63159)

Values & Trends

This listing

$764/sqft

Building average

No other active listings in this building

Stin-Qua average

No comparable active listings

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Duncan

14°C

Humidity 86%

Wind NNW calm km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

11

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Lake Cowichan ElementaryElementary7.9 km
Lake Cowichan SecondaryElementary7.9 km
Palsson ElementaryElementary8.4 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (3)

  • Stin-Qua Beach Access89 m
  • Stin-Qua90 m
  • Central Park649 m

Nearby places data: © OpenStreetMap contributors.

School district: Cowichan (SD79)

Mortgage & Ownership Cost Calculator

Minimum required: 6.4% ($44,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$556,000.00
Periodic payment — Principal & Interest (monthly)$3,587.12
Additional monthly expenses (strata, tax, utilities, etc.)$537.89
Total monthly cost$4,125.01
Interest paid over 5-yr term$159,351.20
Balance at end of term$500,123.80

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$44,500
Stress test qualifying rate8.09%
Payment you must qualify for$5,002.12

Cash Needed at Closing

Minimum down payment$44,500
Estimated BC PTT$11,900
Legal / closing costs (typical estimate)$1,500
Total cash needed$57,900

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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