Property Type: Detached HouseOwnership: Freehold

9881 OSPREY LANDING Drive

Wardner, BC V0B2J0

$849,900

4 bed4.5 bath4 parking2,144 sqftBuilt 2012
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Property Details

Property & Lot

Sub-type
House
Stories
3
Lot size
0.6 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Strata / maintenance fee
$90/mo
Annual property tax
$3,367

Maintenance Fee Includes

Also included: Other, See Remarks, Reserve Fund Contributions

Interior

Basement
Full
Heating
No heat, See remarks
Fireplace
Yes (2)
Fireplace type
Wood, Conventional, Propane, Unknown
Flooring
Hardwood, Ceramic Tile, Cork

Exterior & Lot

View
Lake view, Mountain view

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
4 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
FoyerMain level9'1'' x 5'5''
Laundry roomMain level12'1'' x 6'5''
Family roomLower level21'5'' x 14'5''
Utility roomLower level10'2'' x 7'0''
StorageLower level4'11'' x 7'2''
Full ensuite bathroomSecond level11'5'' x 8'0''
Primary BedroomSecond level12'3'' x 11'4''
LoftSecond level8'8'' x 11'2''
4pc BathroomLower level13'0'' x 5'5''
BedroomLower level11'4'' x 11'3''
BedroomLower level10'0'' x 13'1''
2pc BathroomMain level5'4'' x 4'7''
4pc Ensuite bathMain level9'2'' x 5'8''
Primary BedroomMain level15'7'' x 11'1''
KitchenMain level13'5'' x 10'3''
Dining roomMain level10'1'' x 6'7''
Living roomMain level17'2'' x 14'9''

Listing Information

MLS®
10390127
Listed
June 9, 2026
Time on market
On the market for 83 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX Elk Valley Realty · Data source: CREA DDF.

Description

Discover your ideal Lake Koocanusa retreat in the sought-after Osprey Landing community. This turnkey 4-bedroom, 4-bathroom home offers stunning lake and mountain views, making it the perfect year-round residence, vacation home, or investment property. The bright open-concept design features granite countertops, stainless steel appliances, a cozy wood stove, fresh interior paint, and a new furnace. Two spacious primary bedrooms with private ensuites—one on the main floor and one upstairs—provide excellent flexibility for families and guests. Enjoy panoramic Lake Koocanusa views from the expansive 400 sq. ft. deck. Additional features include on-demand hot water, pre-wiring for air conditioning and a hot tub, and an oversized double garage with plenty of room for boats, skis, ATVs, and outdoor gear. Conveniently located just 25 minutes from Cranbrook and 40 minutes from Fernie Alpine Resort, this property offers easy access to boating, fishing, hiking, mountain biking, golf, and world-class skiing. A fantastic opportunity to own a Lake Koocanusa home at an improved price. (id:63159)

Values & Trends

This listing

$396/sqft

Building average

No other active listings in this building

CRANL Ft. Steele to Wardner average

$470/sqft

4 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Cranbrook

Mainly Clear

13°C

Mainly Clear

Humidity 69%

Wind SW 9 km/h

Tonight

Tuesday

27°

Tuesday night

13°

Wednesday

22°

Wednesday night

10°

Thursday

18°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Jaffray Elem-Jr SecondaryElementary/Middle9.9 km
Highlands ElementaryElementary24.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: South East Kootenay (SD5)

Mortgage & Ownership Cost Calculator

Minimum required: 7.1% ($59,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$679,920.00
Periodic payment — Principal & Interest (monthly)$4,386.61
Additional monthly expenses (strata, tax, utilities, etc.)$477.58
Total monthly cost$4,864.20
Interest paid over 5-yr term$194,867.03
Balance at end of term$611,590.24

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$59,990
Stress test qualifying rate8.09%
Payment you must qualify for$6,074.13

Cash Needed at Closing

Minimum down payment$59,990
Estimated BC PTT$14,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$76,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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