Property Type: Detached HouseOwnership: Freehold

743 Mt. Thor Drive

Coldstream, BC V1B2W1

$1,055,000

4 bed4.5 bath2 parking3,294 sqftBuilt 1994
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Property Details

Property & Lot

Sub-type
House
Stories
3
Lot size
0.24 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,280.34

Interior

Heating
Forced air, See remarks
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Fireplace type
Gas, Unknown
Flooring
Hardwood, Carpeted, Ceramic Tile, Linoleum, Vinyl

Exterior & Lot

Exterior features
Vinyl siding
View
Lake view, Mountain view, Valley view

Building

Roof
Tile, Unknown

Parking

Total spaces
2 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
Laundry roomBasement11' x 6'3''
Living roomAdditional Accommodation15'4'' x 14'0''
KitchenAdditional Accommodation13'0'' x 14'0''
OtherBasement4'4'' x 5'9''
BedroomAdditional Accommodation10'4'' x 14'3''
Full bathroomAdditional Accommodation5'8'' x 7'5''
Primary BedroomSecond level15'5'' x 15'9''
BedroomSecond level13'5'' x 9'8''
BedroomSecond level11'10'' x 12'5''
5pc Ensuite bathSecond level12'11'' x 14'8''
4pc BathroomSecond level5'6'' x 9'3''
Living roomMain level15'10'' x 14'10''
KitchenMain level23'2'' x 14'8''
FoyerMain level14'10'' x 14'8''
Family roomMain level19'4'' x 14'8''
Dining roomMain level10'5'' x 14'8''
2pc BathroomMain level5' x 6'7''

Listing Information

MLS®
10395888
Listed
July 29, 2026
Time on market
On the market for 33 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Downtown Realty · Data source: CREA DDF.

Description

Perched at the top of a quiet, family-friendly cul-de-sac in a desirable Coldstream neighborhood, this spacious 4-bedroom, 4-bathroom home offers breathtaking, unobstructed views of Kalamalka Lake. Backing onto the hillside, the property provides exceptional privacy and a low-maintenance yard. Inside, oversized windows flood the home with natural light and frame the stunning lake scenery. The main living level features an expansive, sunken living room highlighted by tall ceilings. The generously sized kitchen equipped with a gas range, a walk-in pantry, ample counter space and the access point to the back patio is perfect for everyday living and entertaining, while an adjacent family room serves as a central hub for relaxation. Upstairs, the large primary suite boasts a massive ensuite bath, a walk-in closet, and a private balcony to take in the morning air. A second massive sundeck at the front of the home offers the ultimate setting for outdoor dining and enjoying the impressive view of Kal Lake. The layout includes a 1-bedroom in-law suite complete with shared laundry facilities—ideal for extended family or guests. The double garage provides parking and additional storage options. Located just minutes from Kal Beach, the Okanagan Rail Trail, Kal Lake Provincial Park, and Okanagan College, this property combines generous proportions, unbeatable lifestyle access, and incredible potential. Move right in or add your modern updates and design ideas. (id:63159)

Values & Trends

This listing

$320/sqft

Building average

No other active listings in this building

Middleton Mountain Coldstream average

$425/sqft

15 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Vernon

16°C

Humidity 69%

Wind ESE 14 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

11,171

(2021 Census)

+4.9% since 2016

Density: 167.8/km²

Dwellings: 4,341

Median household income: $110,000

After-tax: $97,000

Immigrant population: 11.4%

Top countries of origin (% of total population)

  • United Kingdom2.4% · 265
  • Germany1.3% · 150
  • United States of America0.8% · 90
  • India0.7% · 75
  • South Africa, Republic of0.5% · 60
  • Poland0.4% · 50
  • Netherlands0.4% · 40
  • China0.3% · 35

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

4

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Kidston ElementaryElementary1.3 km
Kalamalka SecondaryElementary1.5 km
Alternative Learning ProgramSecondary2.0 km
Coldstream ElementaryElementary2.2 km
Vernon SecondaryElementary2.5 km
Hillview ElementaryElementary2.6 km
Mission Hill ElementaryElementary2.8 km
St James(Independent)Elementary3.1 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (2)

  • Unnamed515 m
  • Unnamed760 m

Nearby places data: © OpenStreetMap contributors.

School district: Vernon (SD22)

Mortgage & Ownership Cost Calculator

Minimum required: 7.6% ($80,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$844,000.00
Periodic payment — Principal & Interest (monthly)$5,445.20
Additional monthly expenses (strata, tax, utilities, etc.)$521.69
Total monthly cost$5,966.90
Interest paid over 5-yr term$241,892.83
Balance at end of term$759,180.73

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$80,500
Stress test qualifying rate8.09%
Payment you must qualify for$7,493.56

Cash Needed at Closing

Minimum down payment$80,500
Estimated BC PTT$19,100
Legal / closing costs (typical estimate)$1,500
Total cash needed$101,100

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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