Property Type: DuplexOwnership: Strata

A 3319 Seventh St

Cumberland, BC V0R1S0

$525,000

2 bed1 bath2 parking977 sqftBuilt 1992
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Property Details

Property & Lot

Sub-type
Duplex
Lot size
2,570 square feet
Zoning
Residential

R-1

Ownership & Fees

Property type
Duplex
Ownership
Strata
Strata / maintenance fee
$0/mo
Annual property tax
$2,788

Interior

Heating
Baseboard heaters, Electric
Cooling / A/C
None
Fireplace
None

Parking

Total spaces
2

Restrictions & Policies

Pets
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
StorageOther11'3 x 7'4
Primary BedroomMain level12'7 x 11'11
Living roomMain level17'9 x 12'8
Laundry roomMain level9'11 x 5'10
KitchenMain level8'1 x 9'8
EntranceMain level5'8 x 10'5
Dining roomMain level8'9 x 10'5
BedroomMain level9'3 x 9'1
BathroomMain level4'11 x 11'11

Listing Information

MLS®
1047006
Listed
August 24, 2026
Time on market
On the market for 7 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage-Comox Valley (CV) · Data source: CREA DDF.

Description

A fantastic opportunity in the vibrant community of Cumberland! This charming 2-bedroom, 1-bathroom duplex is an ideal choice for a first-time home buyer, downsizer, or anyone looking to get into the Cumberland market. The home has been lovingly maintained and is in immaculate condition, offering a solid foundation to move in and enjoy or personalize over time. Features include approximately 12-year-old windows and a detached powered workshop/storage building in the backyard—perfect for hobbies, gear, or extra storage. Enjoy the convenience of being just a 5-minute walk to downtown Cumberland, local amenities, and world-class biking trails. No strata fees! Immediate possession may be possible. A great opportunity to own in one of the Comox Valley’s most vibrant and sought-after communities. (id:63159)

Values & Trends

This listing

$537/sqft

Building average

No other active listings in this building

Cumberland average

$276/sqft

1 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Courtenay

Mostly Cloudy

16°C

Mostly Cloudy

Humidity 72%

Wind W 4 km/h

Tonight

13°

Tuesday

20°

Tuesday night

16°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

4,447

(2021 Census)

+18.5% since 2016

Density: 153.1/km²

Dwellings: 1,918

Median household income: $86,000

After-tax: $75,500

Immigrant population: 9.6%

Top countries of origin (% of total population)

  • United Kingdom4.4% · 195
  • United States of America1.3% · 60
  • Germany0.3% · 15
  • Netherlands0.2% · 10
  • South Africa, Republic of0.2% · 10

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

22

5/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Cumberland Community SchoolElementary/Middle825 m
Arden ElementaryElementary5.6 km
Royston ElementaryElementary5.7 km
Lake Trail CommunityMiddle6.6 km
Courtenay ElementaryElementary6.8 km
Nala'atsi Alternate ProgramSecondary6.9 km
Ecole Puntledge Park ElementaryElementary6.9 km
Aspen Park ElementaryElementary8.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (4)

  • Niji · 2744 Dunsmuir Avenue542 m
  • Riders Pizza · 2738 Dunsmuir Avenue564 m
  • Cooks Restaurant · 3273 Third Street572 m
  • Biblio Taco · 2724 Dunsmuir Avenue629 m

Cafes (2)

  • Cumberland Grind Espresso & Smoothie Bar · 2753 Dunsmuir Avenue517 m
  • Laneway Coffee and Kitchen · 2727 Dunsmuir Ave627 m

Grocery (1)

  • Seeds Natural Food Market · 2733A Dunsmuir Avenue612 m

Parks (5+)

  • Ulverston Park406 m
  • Ravenwood Park439 m
  • Cumberland Peace Park441 m
  • Cumberland Village Park460 m
  • Village Square568 m

Banks & ATMs (1)

  • First Credit Union · 2717 Dunsmuir Avenue681 m

Nearby places data: © OpenStreetMap contributors.

School district: Comox Valley (SD71)

Mortgage & Ownership Cost Calculator

Minimum required: 5.2% ($27,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$420,000.00
Periodic payment — Principal & Interest (monthly)$2,709.70
Additional monthly expenses (strata, tax, utilities, etc.)$281.33
Total monthly cost$2,991.03
Interest paid over 5-yr term$120,373.21
Balance at end of term$377,791.36

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$27,500
Stress test qualifying rate8.09%
Payment you must qualify for$3,825.60

Cash Needed at Closing

Minimum down payment$27,500
Estimated BC PTT$8,500
Legal / closing costs (typical estimate)$1,500
Total cash needed$37,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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