Property Type: DuplexOwnership: Freehold

B 2221 Embleton Cres

Courtenay, BC V9M8W9

$549,900

3 bed2 bath2 parking1,404 sqftBuilt 1994
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Property Details

Property & Lot

Sub-type
Duplex
Zoning
Residential

Ownership & Fees

Property type
Duplex
Ownership
Freehold
Annual property tax
$4,324

Interior

Heating
Baseboard heaters
Cooling / A/C
None
Fireplace
None

Parking

Total spaces
2 — uncovered indicated
Features
Stall

Room Dimensions

RoomLevelDimensions
StorageLower level5'2 x 6'4
BathroomLower level3-Piece
BedroomSecond level9'7 x 13'2
Primary BedroomSecond level11'8 x 13'2
BathroomSecond level4-Piece
Laundry roomLower level8'5 x 12'8
BedroomLower level11'6 x 12'8
Living roomMain level11'10 x 13'6
Dining roomMain level9'9 x 10'0
KitchenMain level10'10 x 11'2

Listing Information

MLS®
1044808
Listed
July 31, 2026
Time on market
On the market for 31 days
Data last synced
August 28, 2026

Listing provided by: eXp Realty (CX) · Data source: CREA DDF.

Description

Move-in ready and full of potential, this versatile 3-bedroom, 2-bathroom home is ideal for families, first-time buyers, or investors. Located in the sought-after Puntledge neighbourhood, adjacent to Malcolm Morrison Park's playground, and just steps from Roy Stewart Morrison Nature Park and trails, the Puntledge River, downtown Courtenay, excellent schools, and convenient bus routes, this home offers an exceptional lifestyle. The freshly painted main level features a bright living room filled with natural light and a functional kitchen with access to a new spacious back deck, complete with stairs leading down to the private backyard. Upstairs, you'll find two bedrooms separated by a 4-piece bathroom, while the primary bedroom features both his-and-hers closets. Downstairs includes a 3-piece bathroom, laundry area, bedroom/flex space, and a roughed-in kitchenette offering excellent suite potential, along with a separate lower entry for added flexibility. A large side gate provides easy access and RV parking potential. A fantastic blend of location, flexibility, and livability! (id:63159)

Values & Trends

This listing

$392/sqft

Building average

No other active listings in this building

Courtenay City average

$416/sqft

15 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Mostly Cloudy

15°C

Mostly Cloudy

Humidity 82%

Wind WNW 5 km/h

Tonight

13°

Tuesday

20°

Tuesday night

16°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

28,420

(2021 Census)

+10.8% since 2016

Density: 876.6/km²

Dwellings: 13,414

Median household income: $72,000

After-tax: $65,500

Immigrant population: 13.6%

Top countries of origin (% of total population)

  • United Kingdom3.9% · 1,105
  • United States of America1.3% · 370
  • Germany1.1% · 300
  • Philippines1% · 290
  • Viet Nam0.6% · 160
  • India0.5% · 130
  • Korea, South0.4% · 110
  • Netherlands0.4% · 100

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

11

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Ecole Puntledge Park ElementaryElementary643 m
Lake Trail CommunityMiddle866 m
Arden ElementaryElementary990 m
Courtenay ElementaryElementary1.7 km
Nala'atsi Alternate ProgramSecondary1.9 km
Georges P. Vanier SecondarySecondary3.2 km
Glacier View Secondary CentreK-123.7 km
Queneesh ElementaryElementary5.0 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (5+)

  • Malcolm Morrison Sr. Park · 2150 Embleton Crescent52 m
  • First Street Park · 2100 1st Street121 m
  • Morrison Creek Park364 m
  • Bear James Park586 m
  • Ruth Masters Greenway617 m

Nearby places data: © OpenStreetMap contributors.

School district: Comox Valley (SD71)

Mortgage & Ownership Cost Calculator

Minimum required: 5.5% ($29,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$439,920.00
Periodic payment — Principal & Interest (monthly)$2,838.21
Additional monthly expenses (strata, tax, utilities, etc.)$430.33
Total monthly cost$3,268.55
Interest paid over 5-yr term$126,082.34
Balance at end of term$395,709.46

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$29,990
Stress test qualifying rate8.09%
Payment you must qualify for$3,997.93

Cash Needed at Closing

Minimum down payment$29,990
Estimated BC PTT$8,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$40,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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