Property Type: Mobile / ManufacturedOwnership: Leasehold

C24 920 Whittaker Rd

Malahat, BC V0R2L0

$299,900

3 bed1 bath4 parking1,171 sqftBuilt 1981
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Property Details

Property & Lot

Sub-type
Manufactured Home
Lot size
10,890 square feet
Zoning
Residential

Ownership & Fees

Property type
Mobile / Manufactured
Ownership
Leasehold
Strata / maintenance fee
$845/mo
Annual property tax
$881

Interior

Heating
Baseboard heaters, Forced air, Oil
Cooling / A/C
None
Fireplace
None

Parking

Total spaces
4

Restrictions & Policies

Pets
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
KitchenMain level17' x 10'
Living roomMain level16' x 13'
EntranceMain level5' x 5'
BathroomMain level4-Piece
Primary BedroomMain level12' x 11'
BedroomMain level11' x 9'
OfficeMain level9' x 12'
BedroomMain level11' x 10'

Listing Information

MLS®
1045187
Listed
August 7, 2026
Time on market
On the market for 24 days
Data last synced
August 28, 2026

Listing provided by: Coldwell Banker Oceanside Real Estate · Data source: CREA DDF.

Description

Arguably one of the finest manufactured homes in Spectacle Lake Home Park, this absolutely exceptional property showcases pride of ownership at every turn. Beautifully maintained and extensively upgraded, this turn-key home is set on a peaceful, park-like 1/4-acre level lot that is sunny, usable, and impeccably landscaped. Recent improvements include new stained yellow cedar plank siding, new vinyl windows, custom wind and insect screens for the main deck, updated kitchen with shaker-style cabinetry, stone countertops, and a high-end stainless steel LG appliance package, plus electronic blinds in the living room and all bedrooms. The result is a home that feels refined, comfortable, and truly move-in ready. Inside, the home offers spacious rooms, a cozy living room, a generous office/den, and three bedrooms. Forced-air oil heating and abundant windows create a bright, inviting interior filled with natural light. Outdoor living is equally impressive, with access from the home to a beautifully cared-for yard featuring a sunny deck, covered deck, brick patio, and an inviting fire pit area — perfect for relaxing or entertaining. Just a short stroll to swimming and hiking trails around Spectacle lake, this family-oriented park offers a peaceful lifestyle with quick access to Victoria and only about 15 minutes to Langford. (id:63159)

Values & Trends

This listing

$256/sqft

Building average

No other active listings in this building

Malahat Proper average

$315/sqft

1 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Mainly Clear

16°C

Mainly Clear

Humidity 73%

Wind S 6 km/h

Tonight

12°

Tuesday

19°

Tuesday night

13°

Wednesday

15°

Wednesday night

11°

Thursday

15°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
St John's Preparatory Academy Shawnigan(Independent)K-128.2 km
Bayside Middle SchoolMiddle8.7 km
Brentwood College(Independent)Secondary8.8 km
Brentwood ElementaryElementary9.1 km
Frances Kelsey SecondarySecondary9.6 km
Stelly's SecondarySecondary10.2 km
George Bonner ElementaryElementary10.4 km
Shawnigan Lake(Independent)Secondary10.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Cowichan (SD79)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($14,995) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$239,920.00
Periodic payment — Principal & Interest (monthly)$1,547.88
Additional monthly expenses (strata, tax, utilities, etc.)$977.42
Total monthly cost$2,525.30
Interest paid over 5-yr term$68,761.76
Balance at end of term$215,808.82

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$14,995
Stress test qualifying rate8.09%
Payment you must qualify for$2,190.82

Cash Needed at Closing

Minimum down payment$14,995
Estimated BC PTT$3,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$20,493

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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