Property Type: Land / LotOwnership: Freehold

Fern Road Lot# 122

Appledale, BC V0G2J0

$199,000

Get Directions

Property Details

Property & Lot

Sub-type
Other
Lot size
5.35 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$533

Interior

Fireplace
None

Exterior & Lot

View
Mountain view

Listing Information

MLS®
10384732
Listed
April 24, 2026
Time on market
On the market for 129 days
Data last synced
August 28, 2026

Listing provided by: Valhalla Path Realty · Data source: CREA DDF.

Description

5.3 acres located in sunny Appledale just north of Winlaw on Fern Road. Several building sites with a mix of sloped and level areas. Mostly treed with some great valley and mountain views possible. A great property to create your private setting while still being part of an established neighborhood. (id:63159)

Location Insights

Weather

Nearest station: Castlegar

Mainly Clear

15°C

Mainly Clear

Humidity 73%

Wind WNW 5 km/h

Tonight

10°

Tuesday

27°

Tuesday night

13°

Wednesday

20°

Wednesday night

12°

Thursday

18°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Winlaw Elementary SchoolElementary5.5 km
Whole School(Independent)Elementary6.2 km
W.E. Graham Community SchoolElementary/Middle12.9 km
Nelson Waldorf School(Independent)Elementary/Middle20.6 km
Blewett Elementary SchoolElementary20.7 km
Sequoia CentreSecondary22.6 km
des Sentiers-alpinsElementary/Middle22.6 km
Mount Sentinel SecondaryK-1222.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Kootenay Lake (SD8)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($9,950) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$159,200.00
Periodic payment — Principal & Interest (monthly)$1,027.10
Additional monthly expenses (strata, tax, utilities, etc.)$44.42
Total monthly cost$1,071.52
Interest paid over 5-yr term$45,627.18
Balance at end of term$143,200.91

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$9,950
Stress test qualifying rate8.09%
Payment you must qualify for$1,453.73

Cash Needed at Closing

Minimum down payment$9,950
Estimated BC PTT$1,990
Legal / closing costs (typical estimate)$1,500
Total cash needed$13,440

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

Request more information