Property Type: Land / LotOwnership: Freehold

Lot 2 LOIS Lane

Winlaw, BC V0G2J0

$159,000

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Property Details

Property & Lot

Sub-type
Other
Lot size
2.64 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$1,096.39

Interior

Fireplace
None

Listing Information

MLS®
10380184
Listed
March 20, 2026
Time on market
On the market for 164 days
Data last synced
August 28, 2026

Listing provided by: Valhalla Path Realty · Data source: CREA DDF.

Description

Forested building lot located in the heart of the Slocan Valley. This lot offers Southeast exposure, multiple building sites and no zoning. Water is via a creek and power is at the lot line. Road access on both sides makes the lot easy to navigate and with some clearing you can open up the views of the Valley. This property is outside Canada's foreign Buyers ban area If you are thinking of building this is for you. (id:63159)

Location Insights

Weather

Nearest station: Castlegar

Mainly Clear

15°C

Mainly Clear

Humidity 73%

Wind WNW 5 km/h

Tonight

10°

Tuesday

27°

Tuesday night

13°

Wednesday

20°

Wednesday night

12°

Thursday

18°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Winlaw Elementary SchoolElementary3.6 km
Whole School(Independent)Elementary4.3 km
W.E. Graham Community SchoolElementary/Middle14.4 km
Blewett Elementary SchoolElementary21.4 km
Nelson Waldorf School(Independent)Elementary/Middle21.4 km
Sequoia CentreSecondary21.6 km
Mount Sentinel SecondaryK-1222.0 km
Brent Kennedy ElementaryElementary22.3 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Kootenay Lake (SD8)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($7,950) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$127,200.00
Periodic payment — Principal & Interest (monthly)$820.65
Additional monthly expenses (strata, tax, utilities, etc.)$91.37
Total monthly cost$912.02
Interest paid over 5-yr term$36,455.89
Balance at end of term$114,416.81

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$7,950
Stress test qualifying rate8.09%
Payment you must qualify for$1,161.52

Cash Needed at Closing

Minimum down payment$7,950
Estimated BC PTT$1,590
Legal / closing costs (typical estimate)$1,500
Total cash needed$11,040

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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