Property Type: Land / LotOwnership: Freehold

gates Road Lot# Lot 7

West Kelowna, BC V4T1A3

$2,950,000

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Property Details

Property & Lot

Sub-type
Other
Lot size
30 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$9,917

Interior

Fireplace
None

Listing Information

MLS®
10375213
Listed
February 19, 2026
Time on market
On the market for 193 days
Data last synced
August 28, 2026

Listing provided by: REMAX Kelowna · Data source: CREA DDF.

Description

Own your own piece of heaven in the Okanagan valley .This 30.7 acre property features phenomenal views of Okanagan lake (id:63159)

Location Insights

Weather

Nearest station: Kelowna

Clear

15°C

Clear

Humidity 76%

Wind NNW 4 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

36,078

(2021 Census)

+10.5% since 2016

Density: 295.5/km²

Dwellings: 14,746

Median household income: $99,000

After-tax: $87,000

Immigrant population: 13.5%

Top countries of origin (% of total population)

  • United Kingdom2.9% · 1,040
  • Germany1.3% · 485
  • United States of America1% · 350
  • Philippines0.7% · 260
  • Poland0.6% · 200
  • Netherlands0.5% · 190
  • India0.5% · 190
  • South Africa, Republic of0.4% · 145

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

11

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Helen Gorman ElementaryElementary698 m
Glenrosa ElementaryElementary1.1 km
Glenrosa Middle SchoolMiddle1.1 km
Webber Road ElementaryElementary1.8 km
Our Lady of Lourdes(Independent)Elementary/Middle3.0 km
Shannon Lake ElementaryElementary4.4 km
Sensisyusten House of Learning(Independent)Elementary5.4 km
Constable Neil Bruce Middle SchoolElementary5.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (5+)

  • McMorland Park180 m
  • Ranch Park259 m
  • Stonegate Park552 m
  • Wild Rose Park566 m
  • Glenrosa Park598 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($590,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$2,360,000.00
Periodic payment — Principal & Interest (monthly)$15,225.92
Additional monthly expenses (strata, tax, utilities, etc.)$826.42
Total monthly cost$16,052.34
Interest paid over 5-yr term$676,382.78
Balance at end of term$2,122,827.63

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$590,000
Stress test qualifying rate8.09%
Payment you must qualify for$18,147.57

Cash Needed at Closing

Minimum down payment$590,000
Estimated BC PTT$66,500
Legal / closing costs (typical estimate)$1,500
Total cash needed$658,000

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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