Property Type: Land / LotOwnership: Freehold

Harrop-Procter Road Lot# E

Procter, BC V1L6R4

$349,000

Get Directions

Property Details

Property & Lot

Sub-type
Other
Lot size
4.81 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$858

Interior

Fireplace
None

Listing Information

MLS®
10397801
Listed
August 14, 2026
Time on market
On the market for 17 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Rosling Realty · Data source: CREA DDF.

Description

Escape to a peaceful natural setting on 4.81 acres in the desirable Harrop–Procter area. This private lot is flat with easy access off of the main road and a beautiful forested landscape making it an ideal canvas for your future Kootenay retreat. Narrows Creek borders the back of the property, while Pearson Brook meanders through the land, creating a tranquil setting shaped by the sound and beauty of moving water. Surrounded by mature trees and tucked away in a quiet area, the property offers privacy, serenity, and a genuine connection to nature. Conveniently located between Harrop and Procter, this acreage provides an opportunity to enjoy the relaxed lifestyle, outdoor recreation, and charming close knit community. (id:63159)

Location Insights

Weather

Nearest station: Nelson

16°C

Humidity 65%

Wind E 4 km/h

Tonight

10°

Tuesday

27°

Tuesday night

13°

Wednesday

20°

Wednesday night

12°

Thursday

18°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Redfish Elementary SchoolElementary4.3 km
Crawford Bay Elem-SecondaryK-1214.1 km
des Sentiers-alpinsElementary/Middle17.5 km
Nelson Christian Community School(Independent)Elementary/Middle23.2 km
L V Rogers SecondarySecondary23.7 km
Secondaire de NelsonSecondary23.7 km
Hume Elementary SchoolElementary24.1 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Kootenay Lake (SD8)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($17,450) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$279,200.00
Periodic payment — Principal & Interest (monthly)$1,801.30
Additional monthly expenses (strata, tax, utilities, etc.)$71.50
Total monthly cost$1,872.80
Interest paid over 5-yr term$80,019.52
Balance at end of term$251,141.30

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$17,450
Stress test qualifying rate8.09%
Payment you must qualify for$2,549.50

Cash Needed at Closing

Minimum down payment$17,450
Estimated BC PTT$4,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$23,930

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

Request more information