Property Type: Land / LotOwnership: Freehold

Lot 1 Nicholson Creek Road

Rock Creek, BC V0H1Y0

$400,000

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Property Details

Property & Lot

Sub-type
Other
Lot size
26.44 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$960.38

Interior

Fireplace
None

Exterior & Lot

View
Mountain view, Valley view
Waterfront
Waterfront on creek

Listing Information

MLS®
10396065
Listed
July 28, 2026
Time on market
On the market for 34 days
Data last synced
August 28, 2026

Listing provided by: Century 21 Premier Properties Ltd. · Data source: CREA DDF.

Description

Million dollar view at a fraction of the cost! over 26 acres on a South facing slope. Great Cell service! Great Sun exposure for solar power! Crown Land on 2 sides, and Nicholson Creek runs right along the boundary of the property. Excellent source of year round water, with rights! There is a small, seasonal spring running along the South side of the property, and a beautiful waterfall at the bottom of the property! Building lot area has been cleared of trees, and a road has been made for access to the property. Seller willing to place an easement on their property for easy access. Bottom part of property has several level open areas which would be great for a multitude of uses. Lots of privacy! No zoning! out of ALR! If you want a large piece of paradise, within minutes of Rock Creek, look no further. Grow your own food. Hunt on your own land. Live a peaceful life in the great outdoors! Call your Realtor? today! Click on multimedia for a video tour. (id:63159)

Location Insights

Weather

23°C

Humidity 43%

Wind S 7 km/h

Tonight

Tuesday

26°

Tuesday night

12°

Wednesday

17°

Wednesday night

11°

Thursday

14°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
West Boundary ElementaryElementary7.2 km
Boundary Central SecondarySecondary15.8 km
Greenwood ElementaryElementary18.1 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Boundary (SD51)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($20,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$320,000.00
Periodic payment — Principal & Interest (monthly)$2,064.53
Additional monthly expenses (strata, tax, utilities, etc.)$80.03
Total monthly cost$2,144.56
Interest paid over 5-yr term$91,712.92
Balance at end of term$287,841.03

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$20,000
Stress test qualifying rate8.09%
Payment you must qualify for$2,922.07

Cash Needed at Closing

Minimum down payment$20,000
Estimated BC PTT$6,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$27,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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