Property Type: Land / LotOwnership: Freehold

Lot 1213S INGRAM CREEK FOREST SERVICE Road

Rock Creek, BC V0H1Y0

$349,999

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Property Details

Property & Lot

Sub-type
Other
Lot size
40 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Strata / maintenance fee
$0/mo
Annual property tax
$623

Maintenance Fee Includes

Also included: Pad Rental

Interior

Heating
No heat
Fireplace
None

Exterior & Lot

View
Mountain view, Valley view

Listing Information

MLS®
2474703
Listed
January 26, 2024
Time on market
On the market for 948 days
Data last synced
August 28, 2026

Listing provided by: Engel & Volkers Okanagan · Data source: CREA DDF.

Description

Discover tranquility on 40 acres of pristine land. This secluded property, fully treed, offers breathtaking mountain and valley views, providing an ideal canvas for your dream retreat. perfect for crafting a private getaway, establishing a recreational haven with hiking trails and camping spots, or exploring other investment opportunities. Enjoy the charm of the nearby community and direct access to outdoor activities. This is your chance to embrace serenity, vast landscapes, and endless possibilities. Experience a remarkable piece of British Columbia's wilderness. (id:63159)

Location Insights

Weather

23°C

Humidity 43%

Wind S 7 km/h

Tonight

Tuesday

26°

Tuesday night

12°

Wednesday

17°

Wednesday night

11°

Thursday

14°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
West Boundary ElementaryElementary9.0 km
Boundary Central SecondarySecondary11.5 km
Greenwood ElementaryElementary14.4 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Boundary (SD51)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($17,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$279,999.00
Periodic payment — Principal & Interest (monthly)$1,806.46
Additional monthly expenses (strata, tax, utilities, etc.)$51.92
Total monthly cost$1,858.38
Interest paid over 5-yr term$80,248.52
Balance at end of term$251,860.01

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$17,500
Stress test qualifying rate8.09%
Payment you must qualify for$2,556.80

Cash Needed at Closing

Minimum down payment$17,500
Estimated BC PTT$5,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$24,000

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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