Property Type: Land / LotOwnership: Strata

Lot 11 Katy's Cres

Shawnigan Lake, BC V0R2W0

$1,099,900

0 bed0 bath4 parking
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Property Details

Property & Lot

Lot size
1 acres
Zoning
Residential

Ownership & Fees

Property type
Land / Lot
Ownership
Strata
Strata / maintenance fee
$196/mo
Annual property tax
$10,205.57

Interior

Fireplace
None

Exterior & Lot

View
Lake view, Mountain view
Waterfront
Waterfront on lake

Parking

Total spaces
4

Restrictions & Policies

Pets
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Listing Information

MLS®
1032605
Listed
April 17, 2026
Time on market
On the market for 136 days
Data last synced
August 28, 2026

Listing provided by: Pemberton Holmes Ltd. · Data source: CREA DDF.

Description

Welcome to Shawnigan Lake. This one-acre, walk-on lakefront property offers unmatched southern exposure and privacy. Nestled on a quiet, dead-end private road in a protected cove, enjoy calm waters, stunning views, and direct lake access. A private dock is allowed to be built on Lot 11's lakefrontage. Fully serviced and build-ready with underground utilities—natural gas, city water, treatment plant, & cable. Build now and be ready for summer! This lot offers privacy, beauty, and limitless potential for your custom residence or lakefront retreat. Located in a prestigious development surrounded by custom residences. Just minutes from Shawnigan Lake School, amenities, world-class recreation and only a short drive to Victoria. This property is exempt from the Foreign Buyer Ban. Do not miss your chance to secure legacy waterfront in one of Vancouver Island’s most desirable lakefront communities. Opportunities like this are truly rare. Do not walk property without an appointment. +GST (id:63159)

Location Insights

Weather

Nearest station: Malahat

Mainly Clear

16°C

Mainly Clear

Humidity 73%

Wind S 6 km/h

Tonight

12°

Tuesday

19°

Tuesday night

13°

Wednesday

15°

Wednesday night

11°

Thursday

15°

Source: Environment and Climate Change Canada.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

11

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Discovery ElementaryElementary866 m
Shawnigan Lake(Independent)Secondary974 m
St John's Preparatory Academy Shawnigan(Independent)K-121.6 km
Evergreen Independent School(Independent)Elementary5.3 km
Frances Kelsey SecondarySecondary5.5 km
George Bonner ElementaryElementary6.1 km
Ecole Cobble Hill ElementaryElementary6.3 km
Brentwood College(Independent)Secondary6.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (2)

  • Worthington Park168 m
  • Worthington Road Beach Access177 m

Nearby places data: © OpenStreetMap contributors.

School district: Cowichan (SD79)

Mortgage & Ownership Cost Calculator

Minimum required: 7.7% ($84,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$879,920.00
Periodic payment — Principal & Interest (monthly)$5,676.95
Additional monthly expenses (strata, tax, utilities, etc.)$1,046.17
Total monthly cost$6,723.12
Interest paid over 5-yr term$252,187.60
Balance at end of term$791,490.89

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$84,990
Stress test qualifying rate8.09%
Payment you must qualify for$7,804.30

Cash Needed at Closing

Minimum down payment$84,990
Estimated BC PTT$19,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$106,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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