Property Type: Land / LotOwnership: Freehold

Lot 11 Thain Rd

Cobble Hill, BC V0R1L5

$899,000

0 bed0 bath10 parking
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Property Details

Property & Lot

Lot size
23.82 acres
Zoning
Other

RUR-1

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$5,690.23

Interior

Fireplace
None

Parking

Total spaces
10

Listing Information

MLS®
1002803
Listed
June 10, 2025
Time on market
On the market for 448 days
Data last synced
August 28, 2026

Listing provided by: Pemberton Holmes Ltd. · Data source: CREA DDF.

Description

23.8 acres of beauty! 2 drilled wells, with very good flow and good access. Hydro has been dropped to the lot. Some foundation work has been done and areas have been levelled and cleared for building your new home and accessory buildings. Beautifully treed property with a well-designed, feature driveway. Bring your dream home ideas! Close to amenities at Cobble Hill Plaza and Valley View Centre and nearby to lakes and numerous trails for outdoor activities. Rural resource zoning, RUR-1. Very private and park-like setting. Call Ellie or Paul for more info @ 250-219-9782 or 250-686-4234 (id:63159)

Location Insights

Weather

Nearest station: Duncan

14°C

Humidity 86%

Wind NNW calm km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

4

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Evergreen Independent School(Independent)Elementary1.3 km
Ecole Cobble Hill ElementaryElementary1.8 km
Bench ElementaryElementary3.8 km
Sunrise Waldorf School(Independent)Elementary/Middle4.0 km
Shawnigan Lake(Independent)Secondary4.7 km
George Bonner ElementaryElementary4.8 km
Frances Kelsey SecondarySecondary5.1 km
Discovery ElementaryElementary5.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (1)

  • Thain Road Park675 m

Nearby places data: © OpenStreetMap contributors.

School district: Cowichan (SD79)

Mortgage & Ownership Cost Calculator

Minimum required: 7.2% ($64,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$719,200.00
Periodic payment — Principal & Interest (monthly)$4,640.03
Additional monthly expenses (strata, tax, utilities, etc.)$474.19
Total monthly cost$5,114.22
Interest paid over 5-yr term$206,124.79
Balance at end of term$646,922.73

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$64,900
Stress test qualifying rate8.09%
Payment you must qualify for$6,413.94

Cash Needed at Closing

Minimum down payment$64,900
Estimated BC PTT$15,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$82,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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