Property Type: Land / LotOwnership: FreeholdRECENTLY LISTED

LOT 16 HAIRY ELBOW ROAD

Halfmoon Bay, BC V0N3A0

$849,900

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Property Details

Property & Lot

Lot size
12.1 acres
Frontage
1011 feet

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$1,268.45 (2026)

Interior

Fireplace
None

Exterior & Lot

View
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Listing Information

MLS®
R3158791
Listed
August 25, 2026
Time on market
On the market for 6 days
Tax assessment year
2026
Data last synced
August 28, 2026

Listing provided by: Royal LePage Sussex · Data source: CREA DDF.

Description

Rare 12.1-acre, never-before-built-on property on North Thormanby Island. Surrounded by mature forest & large ferns, the property offers several potential building sites & natural view corridors that could be selectively opened toward the mainland & ocean. North Thormanby is known for its white sandy beaches & relaxed coastal lifestyle, with Vancouver accessible by car & ferry via Horseshoe Bay or directly by boat or floatplane. Island services include a government dock, water taxis, propane service & volunteer fire protection, with potential for a private mooring buoy. Nearby marinas provide cafe's & fuel, while the surrounding waters offer salmon fishing, crabbing, prawning & clam digging. A rare opportunity to own an untouched piece of heaven & create a place for generations to come. (id:63159)

Location Insights

Weather

Nearest station: Sechelt

16°C

Humidity 83%

Wind NW 5 km/h

Tonight

13°

Tuesday

20°

Tuesday night

14°

Wednesday

17°

Wednesday night

12°

Thursday

17°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Halfmoon Bay ElementaryElementary8.7 km
Madeira Park ElementaryElementary13.0 km
West Sechelt ElementaryElementary14.7 km
Pender Harbour Elem-SecondaryK-1215.3 km
Kinnikinnick ElementaryElementary16.3 km
Secondaire ChatelechSecondary17.1 km
Chatelech SecondaryElementary17.1 km
du PacifiqueElementary17.4 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Sunshine Coast (SD46)

Mortgage & Ownership Cost Calculator

Minimum required: 7.1% ($59,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$679,920.00
Periodic payment — Principal & Interest (monthly)$4,386.61
Additional monthly expenses (strata, tax, utilities, etc.)$105.70
Total monthly cost$4,492.32
Interest paid over 5-yr term$194,867.03
Balance at end of term$611,590.24

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$59,990
Stress test qualifying rate8.09%
Payment you must qualify for$6,074.13

Cash Needed at Closing

Minimum down payment$59,990
Estimated BC PTT$14,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$76,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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