Property Type: Land / LotOwnership: Freehold

LOT14 STEPHENS WAY

Halfmoon Bay, BC V7Z1G9

$1,025,000

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Property Details

Property & Lot

Lot size
11 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$0 (2025)

Interior

Fireplace
None

Exterior & Lot

View
View

Listing Information

MLS®
R3081376
Listed
January 20, 2026
Time on market
On the market for 223 days
Tax assessment year
2025
Data last synced
August 28, 2026

Listing provided by: Sutton Group-West Coast Realty · Data source: CREA DDF.

Description

11 acres bordering crown land at the end of Stephen´s Way. Enter this estate property through a private protected area to multiple acres presenting many building sites and views of the ocean. Quiet & peaceful, with lots of wildlife and a true feeling of mountains and nature. Seller will entertain trades. (id:63159)

Location Insights

Weather

Nearest station: Sechelt

16°C

Humidity 83%

Wind NW 5 km/h

Tonight

13°

Tuesday

20°

Tuesday night

14°

Wednesday

17°

Wednesday night

12°

Thursday

17°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Halfmoon Bay ElementaryElementary6.3 km
West Sechelt ElementaryElementary10.5 km
Kinnikinnick ElementaryElementary11.1 km
Pender Harbour Elem-SecondaryK-1212.4 km
Madeira Park ElementaryElementary12.5 km
Chatelech SecondaryElementary12.6 km
Secondaire ChatelechSecondary12.6 km
du PacifiqueElementary12.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Sunshine Coast (SD46)

Mortgage & Ownership Cost Calculator

Minimum required: 7.6% ($77,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$820,000.00
Periodic payment — Principal & Interest (monthly)$5,290.36
Additional monthly expenses (strata, tax, utilities, etc.)$0.00
Total monthly cost$5,290.36
Interest paid over 5-yr term$235,014.36
Balance at end of term$737,592.65

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$77,500
Stress test qualifying rate8.09%
Payment you must qualify for$7,285.94

Cash Needed at Closing

Minimum down payment$77,500
Estimated BC PTT$18,500
Legal / closing costs (typical estimate)$1,500
Total cash needed$97,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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