Property Type: Land / LotOwnership: Freehold

LOT 2 153 BIRCH BAY RESORT ROAD

Fraser Lake, BC V0J1S0

$100,000

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Property Details

Property & Lot

Lot size
36.5 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$0 (2025)

Interior

Fireplace
None

Exterior & Lot

View
View
Waterfront
Waterfront

Listing Information

MLS®
R3082494
Listed
January 23, 2026
Time on market
On the market for 220 days
Tax assessment year
2025
Data last synced
August 28, 2026

Listing provided by: RE/MAX Vanderhoof · Data source: CREA DDF.

Description

Escape to lakeside living at its finest with this waterfront RV lot in a gated community on stunning Francois Lake—known for its world-class fishing and natural beauty. This fully serviced site includes a firepit, picnic table, and decking—perfect for relaxing after a day on the water. Ownership comes with incredible value: enjoy a heated swimming pool, adventure playground, over 170 miles of lakefront and shared access to the entire resort. Owner fees cover taxes, water, sewer, septic, power, and firewood, fish cleaning station, small engine mechanic shop, winter boat storage and ATV Storage and more making this a hassle-free retreat. Don’t just visit the lake—become a part owner in this exclusive waterfront paradise! (id:63159)

Location Insights

Population

965

(2021 Census)

-2.3% since 2016

Density: 237.7/km²

Dwellings: 543

Median household income: $71,000

After-tax: $63,600

Immigrant population: 8.3%

Top countries of origin (% of total population)

  • United States of America2.6% · 25
  • Portugal2.1% · 20

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

No schools found within a reasonable distance of this property.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Nechako Lakes (SD91)

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Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($5,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$80,000.00
Periodic payment — Principal & Interest (monthly)$516.13
Additional monthly expenses (strata, tax, utilities, etc.)$0.00
Total monthly cost$516.13
Interest paid over 5-yr term$22,928.23
Balance at end of term$71,960.26

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$5,000
Stress test qualifying rate8.09%
Payment you must qualify for$730.52

Cash Needed at Closing

Minimum down payment$5,000
Estimated BC PTT$1,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$7,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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