Property Type: Land / LotOwnership: Freehold

LOT 7 PARKER SUBDIVISION ROAD

Fraser Lake, BC V0J1S0

$95,000

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Property Details

Property & Lot

Lot size
5.62 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$372.34 (2025)

Interior

Fireplace
None

Listing Information

MLS®
R3099060
Listed
March 12, 2026
Time on market
On the market for 172 days
Tax assessment year
2025
Data last synced
August 28, 2026

Listing provided by: RE/MAX Vanderhoof · Data source: CREA DDF.

Description

Experience the freedom of country living on this 5.6-acre corner lot ideally located just minutes from the shores of stunning Francois Lake. With power at the lot line, this property offers an excellent opportunity to build your dream home or getaway retreat. H1 zoning provides flexibility, allowing for up to two single-family or two-family dwellings, as well as recreational vehicle storage. Surrounded by Northern BC’s natural beauty, you’ll enjoy world-class fishing, abundant wildlife, and endless outdoor recreation right outside your door. Whether you’re planning a private escape or a place to enjoy year-round adventure, this spacious property offers the perfect blend of location, opportunity, and lifestyle. (id:63159)

Location Insights

Population

965

(2021 Census)

-2.3% since 2016

Density: 237.7/km²

Dwellings: 543

Median household income: $71,000

After-tax: $63,600

Immigrant population: 8.3%

Top countries of origin (% of total population)

  • United States of America2.6% · 25
  • Portugal2.1% · 20

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

No schools found within a reasonable distance of this property.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Nechako Lakes (SD91)

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Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($4,750) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$76,000.00
Periodic payment — Principal & Interest (monthly)$490.33
Additional monthly expenses (strata, tax, utilities, etc.)$31.03
Total monthly cost$521.35
Interest paid over 5-yr term$21,781.82
Balance at end of term$68,362.25

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$4,750
Stress test qualifying rate8.09%
Payment you must qualify for$693.99

Cash Needed at Closing

Minimum down payment$4,750
Estimated BC PTT$950
Legal / closing costs (typical estimate)$1,500
Total cash needed$7,200

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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