Property Type: Land / LotOwnership: Freehold

Lot 2 GARDEN BAY ROAD

Pender Harbour, BC V0N2H1

$445,000

Get Directions

Property Details

Property & Lot

Lot size
30,056 square feet

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$645.39 (2025)

Interior

Fireplace
None

Listing Information

MLS®
R3041609
Listed
August 29, 2025
Time on market
On the market for 367 days
Tax assessment year
2025
Data last synced
August 28, 2026

Listing provided by: Royal LePage Sussex · Data source: CREA DDF.

Description

Excellent high-exposure opportunity! This 30,000+ sq.ft. level property sits at the corner of Garden Bay Road and the Sunshine Coast Highway, offering prime visibility for your business. Currently zoned RU1 but surrounded by commercial and industrial properties, it´s designated General Commercial in the Official Community Plan, making future potential clear. Just minutes from freshwater lakes, the ocean, hiking trails, and Provincial Parks, this location combines accessibility with lifestyle appeal. A unique chance to secure a highly visible property in the heart of Garden Bay. Call today for full details! (id:63159)

Location Insights

Weather

Nearest station: Sechelt

16°C

Humidity 83%

Wind NW 5 km/h

Tonight

13°

Tuesday

20°

Tuesday night

14°

Wednesday

17°

Wednesday night

12°

Thursday

17°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Pender Harbour Elem-SecondaryK-12489 m
Madeira Park ElementaryElementary4.5 km
Halfmoon Bay ElementaryElementary18.3 km
Kinnikinnick ElementaryElementary21.4 km
West Sechelt ElementaryElementary21.6 km
Secondaire ChatelechSecondary23.3 km
Chatelech SecondaryElementary23.3 km
du PacifiqueElementary23.4 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Sunshine Coast (SD46)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($22,250) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$356,000.00
Periodic payment — Principal & Interest (monthly)$2,296.79
Additional monthly expenses (strata, tax, utilities, etc.)$53.78
Total monthly cost$2,350.57
Interest paid over 5-yr term$102,030.62
Balance at end of term$320,223.15

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$22,250
Stress test qualifying rate8.09%
Payment you must qualify for$3,250.80

Cash Needed at Closing

Minimum down payment$22,250
Estimated BC PTT$6,900
Legal / closing costs (typical estimate)$1,500
Total cash needed$30,650

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

Request more information