Property Type: Land / LotOwnership: Strata

Lot 32 4622 SINCLAIR BAY ROAD

Garden Bay, BC V7Z0C1

$499,000

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Property Details

Property & Lot

Lot size
12,378.5 square feet
Frontage
66 feet

Ownership & Fees

Property type
Land / Lot
Ownership
Strata
Annual property tax
$1,988.8 (2025)

Interior

Fireplace
None

Exterior & Lot

View
View
Waterfront
Waterfront

Listing Information

MLS®
R3120636
Listed
May 7, 2026
Time on market
On the market for 117 days
Tax assessment year
2025
Data last synced
August 28, 2026

Listing provided by: Sotheby's International Realty Canada · Data source: CREA DDF.

Description

Sunset Marina Views. This stunning west facing waterfront lot is fully serviced and ready to build overlooking the marina. Keep your boat right outside your door. Farrington Cove is a serene community offering tennis courts and a semi-exclusive marina with power, water, and kayak/paddle board racks. Nestled in the Garden Bay neighborhood, this area boasts endless recreational activities. Stroll to nearby lakes, hike Mt. Daniel, or enjoy fishing and waterfront fun right at your doorstep. Embrace the tranquil oceanfront ambiance, whether you live here year-round or lock and leave. This lot offers the perfect balance of relaxation and adventure. Motivated Sellers! Call for more info today. (id:63159)

Location Insights

Weather

Nearest station: Sechelt

16°C

Humidity 83%

Wind NW 5 km/h

Tonight

13°

Tuesday

20°

Tuesday night

14°

Wednesday

17°

Wednesday night

12°

Thursday

17°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Madeira Park ElementaryElementary1.9 km
Pender Harbour Elem-SecondaryK-125.7 km
Halfmoon Bay ElementaryElementary20.4 km
False Bay SchoolK-1222.5 km
West Sechelt ElementaryElementary24.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Sunshine Coast (SD46)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($24,950) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$399,200.00
Periodic payment — Principal & Interest (monthly)$2,575.50
Additional monthly expenses (strata, tax, utilities, etc.)$165.73
Total monthly cost$2,741.24
Interest paid over 5-yr term$114,411.87
Balance at end of term$359,081.69

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$24,950
Stress test qualifying rate8.09%
Payment you must qualify for$3,645.28

Cash Needed at Closing

Minimum down payment$24,950
Estimated BC PTT$7,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$34,430

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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