Property Type: Land / LotOwnership: Freehold

Lot 3 Westside Road Lot# 3

West Kelowna, BC V1Z3S2

$799,900

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Property Details

Property & Lot

Sub-type
Other
Lot size
9.72 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$0

Interior

Fireplace
None

Exterior & Lot

View
City view, Lake view, Mountain view, View of water, View (panoramic)

Listing Information

MLS®
10390509
Listed
June 6, 2026
Time on market
On the market for 86 days
Data last synced
August 28, 2026

Listing provided by: REMAX Kelowna · Data source: CREA DDF.

Description

Incredible opportunity to build your dream home on this private, lot on Westside Road. Lot 3 is a waterfront lot offering breathtaking panoramic views of Okanagan Lake and the surrounding mountains, with 100' of lakeshore. Set among mature trees, this property provides a peaceful, natural setting with plenty of privacy. Located just minutes from the lake, award-winning wineries, hiking and biking trails, and all the amenities of West Kelowna, this lot offers the perfect blend of seclusion and convenience. Ideal for a custom home, this is your chance to create a personal retreat in one of the Okanagan’s most sought-after regions. Key features include: - Stunning lake and mountain views - Private lot in a quiet rural area - Excellent potential for custom home build - Steps from Raymer Beach - Services nearby and ready for development Don’t miss this chance to own a slice of Okanagan paradise. (id:63159)

Location Insights

Weather

Nearest station: Kelowna

Clear

12°C

Clear

Humidity 88%

Wind ENE 5 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

36,078

(2021 Census)

+10.5% since 2016

Density: 295.5/km²

Dwellings: 14,746

Median household income: $99,000

After-tax: $87,000

Immigrant population: 13.5%

Top countries of origin (% of total population)

  • United Kingdom2.9% · 1,040
  • Germany1.3% · 485
  • United States of America1% · 350
  • Philippines0.7% · 260
  • Poland0.6% · 200
  • Netherlands0.5% · 190
  • India0.5% · 190
  • South Africa, Republic of0.4% · 145

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Davidson Road ElementaryElementary5.5 km
George Elliot SecondarySecondary7.4 km
HS Grenda Middle SchoolMiddle7.5 km
Peter Greer ElementaryElementary8.1 km
Oyama Traditional SchoolElementary12.3 km
North Glenmore ElementaryElementary13.2 km
Aberdeen Hall Preparatory School(Independent)K-1213.6 km
Dr Knox Middle SchoolMiddle13.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 6.9% ($54,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$639,920.00
Periodic payment — Principal & Interest (monthly)$4,128.55
Additional monthly expenses (strata, tax, utilities, etc.)$0.00
Total monthly cost$4,128.55
Interest paid over 5-yr term$183,402.91
Balance at end of term$575,610.11

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$54,990
Stress test qualifying rate8.09%
Payment you must qualify for$5,728.10

Cash Needed at Closing

Minimum down payment$54,990
Estimated BC PTT$13,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$70,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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