Property Type: Land / LotOwnership: Freehold

LOT 48 ORCA ROAD

Garden Bay, BC V0N1S1

$599,000

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Property Details

Property & Lot

Lot size
26,136 square feet
Frontage
63 feet

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$2,158.91 (2025)

Interior

Fireplace
None

Exterior & Lot

View
View
Waterfront
Waterfront

Listing Information

MLS®
R3040073
Listed
August 25, 2025
Time on market
On the market for 371 days
Tax assessment year
2025
Data last synced
August 28, 2026

Listing provided by: Royal LePage Sussex · Data source: CREA DDF.

Description

WATERFRONT property in sought after "Daniel Point," Pender Harbour. Design & build your dream home on this beautiful & spacious .60 acre property with spectacular unobstructed ocean & island views with sunshine all day, or buy now & build later. Underground services are all located right at the lot line including hydro, cable, city water & sewer connection. High speed internet means you can easily work from home. Access to the ocean directly from the property can be achieved by installing a staircase or path. This area of high end homes is minutes to tons of walking trails, freshwater lakes, Mt. Daniel & several marinas and is only 15 minutes to Madeira Park with shopping, restaurants & more. A rare opportunity to secure one of the very last waterfront parcels in this desirable community. (id:63159)

Location Insights

Weather

Nearest station: Sechelt

16°C

Humidity 83%

Wind NW 5 km/h

Tonight

13°

Tuesday

20°

Tuesday night

14°

Wednesday

17°

Wednesday night

12°

Thursday

17°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Madeira Park ElementaryElementary3.7 km
Pender Harbour Elem-SecondaryK-127.2 km
Halfmoon Bay ElementaryElementary22.0 km
False Bay SchoolK-1222.1 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Sunshine Coast (SD46)

Mortgage & Ownership Cost Calculator

Minimum required: 5.8% ($34,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$479,200.00
Periodic payment — Principal & Interest (monthly)$3,091.64
Additional monthly expenses (strata, tax, utilities, etc.)$179.91
Total monthly cost$3,271.54
Interest paid over 5-yr term$137,340.10
Balance at end of term$431,041.95

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$34,900
Stress test qualifying rate8.09%
Payment you must qualify for$4,337.73

Cash Needed at Closing

Minimum down payment$34,900
Estimated BC PTT$9,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$46,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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