Property Type: Land / LotOwnership: Freehold

Lot 10 ORCA ROAD

Garden Bay, BC V0N1S1

$669,000

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Property Details

Property & Lot

Lot size
14,400 square feet
Frontage
90 feet

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$2,477.45 (2025)

Interior

Fireplace
None

Exterior & Lot

View
View
Waterfront
Waterfront

Listing Information

MLS®
R2995057
Listed
April 28, 2025
Time on market
On the market for 490 days
Tax assessment year
2025
Data last synced
August 28, 2026

Listing provided by: Royal LePage Sussex · Data source: CREA DDF.

Description

Spectacular WATERFRONT property in sought after "Daniel Point" with panoramic, unobstructed ocean/island views and sunshine all day. This mid-bank property with good access to the beach is a truly special property in a fantastic neighbourhood of quality homes, with services at the lot line for easy access including the community sewer system. Excellent area for walking, just minutes to several marinas as well as Mount Daniel for hiking & several fresh water lakes. Bask in the sunshine on the deck of your future retirement or recreational home! Call today for a full information package and assistance in the building & planning process. (id:63159)

Location Insights

Weather

Nearest station: Sechelt

13°C

Humidity 87%

Wind N 4 km/h

Tonight

13°

Tuesday

20°

Tuesday night

14°

Wednesday

17°

Wednesday night

12°

Thursday

17°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Madeira Park ElementaryElementary3.6 km
Pender Harbour Elem-SecondaryK-127.2 km
Halfmoon Bay ElementaryElementary21.9 km
False Bay SchoolK-1222.1 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Sunshine Coast (SD46)

Mortgage & Ownership Cost Calculator

Minimum required: 6.3% ($41,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$535,200.00
Periodic payment — Principal & Interest (monthly)$3,452.93
Additional monthly expenses (strata, tax, utilities, etc.)$206.45
Total monthly cost$3,659.38
Interest paid over 5-yr term$153,389.86
Balance at end of term$481,414.13

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$41,900
Stress test qualifying rate8.09%
Payment you must qualify for$4,822.18

Cash Needed at Closing

Minimum down payment$41,900
Estimated BC PTT$11,380
Legal / closing costs (typical estimate)$1,500
Total cash needed$54,780

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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