Property Type: OtherOwnership: Freehold

Lot 80 Ruxton Island

Ruxton Island, BC

$410,000

1 bed1 bath3 parking750 sqftBuilt 1992
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Property Details

Property & Lot

Sub-type
Recreational
Lot size
20,908 square feet
Zoning
Unknown

R1

Ownership & Fees

Property type
Other
Ownership
Freehold
Annual property tax
$660.08

Interior

Heating
Propane, Wood
Cooling / A/C
None
Fireplace
Yes (1)

Exterior & Lot

View
Ocean view

Parking

Total spaces
3

Room Dimensions

RoomLevelDimensions
Utility roomMain level5'11 x 6'0
WorkshopMain level19'11 x 10'3
Living room/Dining roomMain level19'7 x 15'10
Family roomMain level12'2 x 14'8
BathroomMain level3'3 x 7'2
BedroomSecond level8'3 x 14'9
KitchenMain level7'0 x 11'0

Listing Information

MLS®
1030530
Listed
March 31, 2026
Time on market
On the market for 153 days
Data last synced
August 28, 2026

Listing provided by: Real Broker · Data source: CREA DDF.

Description

Move in ready and fully off grid, this all-season cabin has been thoughtfully expanded and upgraded by the current owners between 2022–2025 for comfortable full time living and retirement. A brand new 16’x20’ addition completed in 2025 doubles the living and dining space, featuring vaulted ceilings, abundant natural light, fully insulated walls, durable metal roofing, locally sourced Douglas Fir treated with LifeTime for longevity, and a new deck with sunset views over Naylor Bay. The striking exterior siding was milled on site and finished using the traditional Japanese Yakisugi burnt wood technique for enhanced durability and timeless appeal. Final interior finishing in the new living room has been left open for the next owner’s personal touch. The original handcrafted cabin has also been extensively upgraded with a new pressurized plumbing system, filtered rainwater through a 6-stage reverse osmosis system, indoor and outdoor showers, propane hot water and stove top, plus an expanded solar system with 1140aH battery capacity, 1400W solar panels, and generator backup. The electrical system comfortably supports 120V lighting and appliances including refrigeration, laundry, office equipment, and entertainment systems. A newly built 10’x20’ shop offers excellent storage, workshop space, ATV access, and potential for guest accommodation or extra bedrooms. The property also features 10,000L rainwater storage for household use, additional garden storage, a roughed-in pond system, hoop house, and chicken coop. Extras include 5G cell reception, Starlink availability for remote work, a 12’ tender boat, and a dedicated mooring in Naylor Bay. All data and measurements to be verified if important. Measurements from Matterport and BC Assesment. (id:63159)

Values & Trends

This listing

$547/sqft

Building average

No other active listings in this building

Ruxton Island average

$495/sqft

1 active listing(s)

Parking: 3 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Nanaimo

Partly Cloudy

15°C

Partly Cloudy

Humidity 87%

Wind SW 3 km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

11

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Thetis Island ElementaryElementary8.7 km
Stz'uminus Senior Secondary(Independent)Secondary10.8 km
North Oyster ElementaryElementary10.9 km
Cedar ElementaryElementary11.0 km
Cedar SecondarySecondary12.3 km
Ladysmith IntermediateElementary12.8 km
Qwam Qwum Stuwixwulh Community SchoolElementary13.0 km
Ladysmith PrimaryElementary13.2 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (3)

  • Ruxton Island Park 1199 m
  • Ruxton Island Park 2629 m
  • Ruxton Island Park 3636 m

Nearby places data: © OpenStreetMap contributors.

School district: Nanaimo-Ladysmith (SD68)

Similar Listings Nearby

Similar active properties nearby based on property type, price, and size.

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($20,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$328,000.00
Periodic payment — Principal & Interest (monthly)$2,116.14
Additional monthly expenses (strata, tax, utilities, etc.)$93.01
Total monthly cost$2,209.15
Interest paid over 5-yr term$94,005.74
Balance at end of term$295,037.06

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$20,500
Stress test qualifying rate8.09%
Payment you must qualify for$2,995.12

Cash Needed at Closing

Minimum down payment$20,500
Estimated BC PTT$6,200
Legal / closing costs (typical estimate)$1,500
Total cash needed$28,200

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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