Property Type: OtherOwnership: Freehold

Lt 1 NE Ruxton Island

Ruxton Island, BC

$355,000

2 bed0 bath3 parking717 sqftBuilt 2011
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Property Details

Property & Lot

Sub-type
Recreational
Lot size
1.11 acres
Zoning
Unknown

R1

Ownership & Fees

Property type
Other
Ownership
Freehold
Annual property tax
$915.5

Interior

Heating
Wood
Cooling / A/C
None
Fireplace
Yes (1)

Exterior & Lot

View
Ocean view

Parking

Total spaces
3

Room Dimensions

RoomLevelDimensions
Primary BedroomAdditional Accommodation9'7 x 13'6
BedroomMain level9'3 x 11'8
Living room/Dining roomMain level19'7 x 27'9

Listing Information

MLS®
1046576
Listed
August 11, 2026
Time on market
On the market for 21 days
Data last synced
August 28, 2026

Listing provided by: Real Broker · Data source: CREA DDF.

Description

Escape to Mystic Manor—a charming off-grid cabin on over an acre on Ruxton Island, just a 10-minute boat ride from Boat Harbour. This island getaway features vaulted ceilings, a rustic wood-paneled interior, skylights, and a wraparound deck perfect for relaxing in nature. Inside, you’ll find a lofted bedroom, a second bedroom on the main floor, custom-built cabinetry, hot water on demand, and a propane stove and fridge. Powered by a solar system and supported by a 1,200-gallon cistern, this property also includes a storage shed. Located just across the road from water access at Hawaii Beach, this is a true island retreat where you can unwind, explore, and soak in the natural beauty. Measurments from Matterport and BC Assessment. All data and measurements are to be varifed if important. (id:63159)

Values & Trends

This listing

$495/sqft

Building average

No other active listings in this building

Ruxton Island average

$547/sqft

1 active listing(s)

Parking: 3 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Nanaimo

Partly Cloudy

13°C

Partly Cloudy

Humidity 88%

Wind WSW 2 km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

4

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Thetis Island ElementaryElementary9.3 km
Cedar ElementaryElementary10.6 km
North Oyster ElementaryElementary10.9 km
Stz'uminus Senior Secondary(Independent)Secondary11.2 km
Cedar SecondarySecondary11.9 km
Qwam Qwum Stuwixwulh Community SchoolElementary12.6 km
Ladysmith IntermediateElementary13.1 km
Ladysmith PrimaryElementary13.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (1)

  • Ruxton Island Park 1733 m

Nearby places data: © OpenStreetMap contributors.

School district: Nanaimo-Ladysmith (SD68)

Similar Listings Nearby

Similar active properties nearby based on property type, price, and size.

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($17,750) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$284,000.00
Periodic payment — Principal & Interest (monthly)$1,832.27
Additional monthly expenses (strata, tax, utilities, etc.)$112.29
Total monthly cost$1,944.56
Interest paid over 5-yr term$81,395.22
Balance at end of term$255,458.92

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$17,750
Stress test qualifying rate8.09%
Payment you must qualify for$2,593.33

Cash Needed at Closing

Minimum down payment$17,750
Estimated BC PTT$5,100
Legal / closing costs (typical estimate)$1,500
Total cash needed$24,350

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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