Property Type: Land / LotOwnership: Freehold

LOT 81 MULLIGAN DRIVE

Horse Lake, BC V0K2E3

$134,900

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Property Details

Property & Lot

Lot size
0.6 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$713.54 (2025)

Interior

Fireplace
None

Exterior & Lot

View
Lake view

Listing Information

MLS®
R3106815
Listed
April 3, 2026
Time on market
On the market for 151 days
Tax assessment year
2025
Data last synced
August 28, 2026

Listing provided by: eXp Realty (100 Mile) · Data source: CREA DDF.

Description

Beautiful 0.60 acre lot located across the road from Horse Lake and a short walk from the nearest lake access. Property is nicely treed for privacy and is awaiting your ideas! Hydro, community water and natural gas are at the lot line. Less than 15 minutes to 100 Mile House. Come and build your dream or recreational get away! (id:63159)

Location Insights

Weather

Nearest station: 100 Mile House

Cloudy

15°C

Cloudy

Humidity 60%

Wind ESE 9 km/h

Tonight

12°

Tuesday

24°

Tuesday night

15°

Wednesday

21°

Wednesday night

12°

Thursday

18°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Horse Lake ElementaryElementary1.2 km
Peter Skene Ogden SecondarySecondary14.0 km
PSO Outback StorefrontSecondary14.1 km
100 Mile House ElementaryElementary14.1 km
Forest Grove ElementaryElementary21.3 km
Mile 108 ElementaryElementary22.0 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Cariboo-Chilcotin (SD27)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($6,745) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$107,920.00
Periodic payment — Principal & Interest (monthly)$696.26
Additional monthly expenses (strata, tax, utilities, etc.)$59.46
Total monthly cost$755.72
Interest paid over 5-yr term$30,930.18
Balance at end of term$97,074.39

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$6,745
Stress test qualifying rate8.09%
Payment you must qualify for$985.47

Cash Needed at Closing

Minimum down payment$6,745
Estimated BC PTT$1,349
Legal / closing costs (typical estimate)$1,500
Total cash needed$9,594

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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