Property Type: Land / LotOwnership: Freehold

Lot A Deborah Dr

Duncan, BC V9L5M4

$399,900

0 bed0 bath
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Property Details

Property & Lot

Lot size
1.88 acres
Zoning
Agricultural

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$2,605

Interior

Fireplace
None

Listing Information

MLS®
1029051
Listed
April 14, 2026
Time on market
On the market for 139 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Coast Capital Realty · Data source: CREA DDF.

Description

This triangular-shaped lot boasts a natural beauty with plenty of trees, providing both privacy and a picturesque setting. Discover the perfect canvas for your dream home on this serene 1.88-acre property, conveniently located at the end of Deborah Drive, just a stone’s throw from Duncan. With water and sewer connections available, this property is ready for your vision. Zoned A-1 and situated outside the Agricultural Land Reserve, it offers flexibility for residential development while enjoying the tranquility of rural living. Don’t miss this rare opportunity to own a piece of paradise close to all the amenities Duncan has to offer. Whether you’re looking to build your forever home or a weekend retreat, this lot is waiting for you! (id:63159)

Location Insights

Weather

15°C

Humidity 82%

Wind NNW calm km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

5,047

(2021 Census)

+2.1% since 2016

Density: 2,450/km²

Dwellings: 2,620

Median household income: $53,200

After-tax: $49,600

Immigrant population: 11%

Top countries of origin (% of total population)

  • United Kingdom2.8% · 140
  • United States of America1.4% · 70
  • Germany1.1% · 55
  • Netherlands0.9% · 45
  • Philippines0.6% · 30
  • India0.4% · 20
  • Mexico0.3% · 15
  • Hungary0.2% · 10

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

7

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Queen of Angels School(Independent)Elementary/Middle1.2 km
Maple Bay ElementaryElementary2.1 km
Duncan Christian School(Independent)K-122.4 km
Alexander ElementaryElementary2.6 km
Quamichan SchoolSecondary2.8 km
Des CascadesElementary2.8 km
Alex AitkenElementary3.0 km
Cowichan Open SchoolSecondary4.4 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (1)

  • Harmony Park261 m

Nearby places data: © OpenStreetMap contributors.

School district: Cowichan (SD79)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($19,995) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$319,920.00
Periodic payment — Principal & Interest (monthly)$2,064.02
Additional monthly expenses (strata, tax, utilities, etc.)$217.08
Total monthly cost$2,281.10
Interest paid over 5-yr term$91,689.99
Balance at end of term$287,769.07

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$19,995
Stress test qualifying rate8.09%
Payment you must qualify for$2,921.34

Cash Needed at Closing

Minimum down payment$19,995
Estimated BC PTT$5,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$27,493

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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