Property Type: Land / LotOwnership: Freehold

5850 Howard Ave

Duncan, BC V9L2Y8

$475,000

0 bed0 bath
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Property Details

Property & Lot

Lot size
15,682 square feet
Zoning
Multi-Family

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$2,454

Interior

Fireplace
None

Listing Information

MLS®
1043828
Listed
July 22, 2026
Time on market
On the market for 40 days
Data last synced
August 28, 2026

Listing provided by: eXp Realty · Data source: CREA DDF.

Description

Court-ordered sale. Outstanding development opportunity - 2-lot land assembly in Duncan's core, easy walking distance to downtown Duncan and amenities. Must be purchased with 2511 Dingwall Street (MLS # 1043834) and is being sold ''as is, where is''. Subject to Court approval, Schedule A must accompany all offers. Buyers should confirm municipal zoning and available services with the Municipality of North Cowichan. (id:63159)

Location Insights

Weather

15°C

Humidity 82%

Wind NNW calm km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

5,047

(2021 Census)

+2.1% since 2016

Density: 2,450/km²

Dwellings: 2,620

Median household income: $53,200

After-tax: $49,600

Immigrant population: 11%

Top countries of origin (% of total population)

  • United Kingdom2.8% · 140
  • United States of America1.4% · 70
  • Germany1.1% · 55
  • Netherlands0.9% · 45
  • Philippines0.6% · 30
  • India0.4% · 20
  • Mexico0.3% · 15
  • Hungary0.2% · 10

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

37

6/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Quamichan SchoolSecondary340 m
Alexander ElementaryElementary348 m
Duncan Christian School(Independent)K-12397 m
Des CascadesElementary1.0 km
Alex AitkenElementary1.4 km
Queen of Angels School(Independent)Elementary/Middle1.6 km
Cowichan Open SchoolSecondary1.7 km
Cowichan Valley Open Learning Co-OpSecondary1.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • York St. Diner308 m
  • Sushi House392 m
  • Boston Pizza396 m
  • Japan Town450 m
  • Green Leaf Vietnamese Restaurant.460 m

Cafes (3)

  • James Street Cafe · 5838 Trans-Canada Highway463 m
  • Coffee on the Moon560 m
  • Tim Hortons576 m

Grocery (1)

  • Bulk Barn717 m

Parks (3)

  • Cowichan Sportsplex Community Park · 5847 Chesterfield Avenue418 m
  • Somenos Creek Park538 m
  • Kin Park717 m

Pharmacies (1)

  • Shoppers Drug Mart694 m

Banks & ATMs (2)

  • Localcoin Bitcoin ATM446 m
  • TD Canada Trust · 351 Trans-Canada Highway710 m

Nearby places data: © OpenStreetMap contributors.

School district: Cowichan (SD79)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($23,750) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$380,000.00
Periodic payment — Principal & Interest (monthly)$2,451.63
Additional monthly expenses (strata, tax, utilities, etc.)$204.50
Total monthly cost$2,656.13
Interest paid over 5-yr term$108,909.09
Balance at end of term$341,811.23

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$23,750
Stress test qualifying rate8.09%
Payment you must qualify for$3,469.95

Cash Needed at Closing

Minimum down payment$23,750
Estimated BC PTT$7,500
Legal / closing costs (typical estimate)$1,500
Total cash needed$32,750

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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