Property Type: Land / LotOwnership: Freehold

LOT B HEFFLEY LOUIS CREEK Road

Kamloops, BC V0E1Z1

$550,000

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Property Details

Property & Lot

Sub-type
Other
Lot size
7.49 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$1,403

Interior

Fireplace
None

Exterior & Lot

View
Mountain view, Valley view

Listing Information

MLS®
10387018
Listed
May 15, 2026
Time on market
On the market for 108 days
Data last synced
August 28, 2026

Listing provided by: eXp Realty (Kamloops) · Data source: CREA DDF.

Description

Nestled in the picturesque Heffley Valley, this rare 7.45-acre parcel backs directly onto Crown land, offering the kind of privacy and natural beauty that simply cannot be replicated. With a 218-foot drilled well already on site and hydro at the lot line, the groundwork for your dream build is already in place — and with clearing and grading partially complete, you're steps ahead before construction even begins. Whether you're envisioning a private estate, a hobby farm, or a peaceful full-time retreat, this property delivers the space and serenity to bring that vision to life. Positioned just 15 minutes from Kamloops and 20 minutes to Sun Peaks, you'll enjoy the best of both worlds: wide-open acreage and easy access to amenities, skiing, and everything the Thompson Okanagan has to offer. Opportunities like this are few and far between — reach out today to learn more. (id:63159)

Location Insights

Weather

Mostly Cloudy

22°C

Mostly Cloudy

Humidity 48%

Wind ESE 20 km/h

Tonight

13°

Tuesday

28°

Tuesday night

16°

Wednesday

25°

Wednesday night

15°

Thursday

23°

Source: Environment and Climate Change Canada.

Population

97,902

(2021 Census)

+8.4% since 2016

Density: 328.6/km²

Dwellings: 41,619

Median household income: $88,000

After-tax: $78,000

Immigrant population: 9.9%

Top countries of origin (% of total population)

  • United Kingdom1.5% · 1,425
  • India1.3% · 1,240
  • United States of America0.8% · 790
  • Philippines0.8% · 750
  • Germany0.6% · 555
  • Italy0.5% · 535
  • China0.3% · 320
  • South Africa, Republic of0.3% · 250

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Sun Peaks SchoolElementary/Middle11.7 km
Heffley Creek ElementaryElementary20.0 km
Pinantan ElementaryElementary24.2 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Kamloops-Thompson (SD73)

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Mortgage & Ownership Cost Calculator

Minimum required: 5.5% ($30,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$440,000.00
Periodic payment — Principal & Interest (monthly)$2,838.73
Additional monthly expenses (strata, tax, utilities, etc.)$116.92
Total monthly cost$2,955.65
Interest paid over 5-yr term$126,105.26
Balance at end of term$395,781.42

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$30,000
Stress test qualifying rate8.09%
Payment you must qualify for$3,998.62

Cash Needed at Closing

Minimum down payment$30,000
Estimated BC PTT$9,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$40,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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